Do You Get Your Earnest Money Back at Closing? If you're buying a house and planning to finance the purchase with the help of a mortgage, the question is bound to come up. The short answer is: You don't usually get your earnest money back at closing. Newer:Everything You Need to Know About Home WarrantiesOlder:Do home equity loans affect your credit score? PostedJune 27, 2019 AuthorDante Royster