NO PURCHASE IS NECESSARY TO ENTER OR WIN. A PURCHASE DOES NOT INCREASE THE CHANCES OF WINNING.

1. Eligibility: This Sweepstakes is open only to those who are 18 as of the date of entry. The Sweepstakes is only open to legal residents of Illinois, Indiana, Florida, Colorado, Georgia, Maryland, Michigan, Virginia and Texas and is void where prohibited by law. Employees of Epic Mortgage, its affiliates, subsidiaries, advertising and promotion agencies, and suppliers, (collectively the “Employees”), and immediate family members and/or those living in the same household of Employees are not eligible to participate in the Sweepstakes. The Sweepstakes is subject to all applicable federal, state, and local laws and regulations. Void where prohibited.

2. Agreement to Rules: By participating, the Contestant (“You”) agree to be fully unconditionally bound by these Rules, and You represent and warrant that You meet the eligibility requirements. In addition, You agree to accept the decisions of Epic Mortgage as final and binding as it relates to the content of this Sweepstakes.

3. Sweepstakes Period: Entries will be accepted online starting July 14, 2023 at 12:00 PM (CDT) and ending on  July 21, 2023 at 12:00 PM (CDT). All online entries must be received by 12:00 PM (CDT) on  July 21, 2023​.

4. How to Enter: The Sweepstakes must be entered by “liking” the original sweepstakes Facebook post or LinkedIn post. The original Facebook post can be found pinned at https://www.facebook.com/danteroysterepicmortgage/. The original LinkedIn post can be found pinned at https://www.linkedin.com/in/dante-royster-36b80b5/. The entry must fulfill all Sweepstakes requirements, as specified, to be eligible to win a prize. You may not enter more times than indicated by using multiple email addresses, identities, or devices in an attempt to circumvent the rules. If you use fraudulent methods or otherwise attempt to circumvent the rules, your submission may be removed from eligibility at the sole discretion of Epic Mortgage.

5. Prize: One winner will receive an Edenbrook Cliffside Metal Modern Patio Outdoor Sofa and Loveseat with Cushions (retail value $748.00). Actual/appraised value may differ at time of prize award. The specifics of the prize shall be solely determined by Epic Mortgage. No cash or other prize substitution shall be permitted except at Epic Mortgage discretion. The prize is nontransferable. Any and all prize-related expenses, including without limitation any and all federal, state, and/or local taxes, shall be the sole responsibility of Winner. No substitution of prize or transfer/assignment of prize to others or request for the cash equivalent by Winner is permitted. Acceptance of prize constitutes permission for Epic Mortgage to use Winner’s name, likeness, and entry for purposes of advertising and trade without further compensation, unless prohibited by law.

6. Odds: The odds of winning depend on the number of eligible entries received.

7. Winner Selection and Notification: Winner will be selected by random drawing under the supervision of Epic Mortgage on or around July 22, 2023. Winner will be notified by FB or LI message within 24 hours of drawing and will have 48 hours to respond. Epic Mortgage shall have no liability for Winner’s failure to receive notices due to spam, junk e-mail or other security settings in social media or for Winner’s provision of incorrect or otherwise non-functioning contact information. If Winner cannot be contacted, is ineligible, fails to claim the prize within 2 days from the time award notification was sent, the prize may be forfeited, and an alternate Winner selected. Receipt by Winner of the prize offered in this Sweepstakes is conditioned upon compliance with any and all federal, state, and local laws and regulations. Once prize is received by Winner, the Winner will take a photo of him or herself with said prize and email or text photo to the stated in the winner’s instructions.  ANY VIOLATION OF THESE OFFICIAL RULES BY WINNER (AT EPIC MORTGAGE‘S SOLE DISCRETION) WILL RESULT IN WINNER’S DISQUALIFICATION AS WINNER OF THE SWEEPSTAKES, AND ALL PRIVILEGES AS WINNER WILL BE IMMEDIATELY TERMINATED.

8. Rights Granted by You: By entering this content (e.g., photo, video, text, etc.), You understand and agree that Epic Mortgage, anyone acting on behalf of’ licensees, successors, and assigns, shall have the right, where permitted by law, to print, publish, broadcast, distribute, and use in any media now known or hereafter developed, in perpetuity and throughout the World, without limitation, your entry, name, portrait, picture, voice, likeness, image, statements about the Sweepstakes, and biographical information for news, publicity, information, trade, advertising, public relations, and promotional purposes. without any further compensation, notice, review, or consent. Optional verbiage for Contests: By entering this content, You represent and warrant that your entry is an original work of authorship, and does not violate any third party’s proprietary or intellectual property rights. If your entry infringes upon the intellectual property right of another, You will be disqualified at the sole discretion of Epic Mortgage. If the content of your entry is claimed to constitute infringement of any proprietary or intellectual proprietary rights of any third party, You shall, at your sole expense, defend or settle against such claims. You shall indemnify, defend, and hold harmless Epic Mortgage from and against any suit, proceeding, claims, liability, loss, damage, costs or expense, which Epic Mortgage may incur, suffer, or be required to pay arising out of such infringement or suspected infringement of any third party’s right.

9. Terms & Conditions: Epic Mortgage reserves the right, in its sole discretion, to cancel, terminate, modify or suspend the Sweepstakes should virus, bug, non-authorized human intervention, fraud, or other cause beyond Epic Mortgage’s control corrupt or affect the administration, security, fairness, or proper conduct of the Sweepstakes. In such case, Epic Mortgage may select the Winner from all eligible entries received prior to and/or after (if appropriate) the action taken by Epic Mortgage. Epic Mortgage reserves the right, in its sole discretion, to disqualify any individual who tampers or attempts to tamper with the entry process or the operation of the Sweepstakes or website or violates these Terms & Conditions. Epic Mortgage has the right, in its sole discretion, to maintain the integrity of the Sweepstakes, to void votes for any reason, including, but not limited to: multiple entries from the same user from different IP addresses; multiple entries from the same computer in excess of that allowed by Sweepstakes rules; or the use of bots, macros, scripts, or other technical means for entering. Any attempt by an entrant to deliberately damage any website or undermine the legitimate operation of the Sweepstakes may be a violation of criminal and civil laws. Should such attempt be made, Epic Mortgage reserves the right to seek damages to the fullest extent permitted by law.

10. Limitation of Liability: By entering, You agree to release and hold harmless Epic Mortgage and its subsidiaries, affiliates, advertising and promotion agencies, partners, representatives, agents, successors, assigns, employees, officers, and directors from any liability, illness, injury, death, loss, litigation, claim, or damage that may occur, directly or indirectly, whether caused by negligence or not, from: (i) such entrant’s participation in the Sweepstakes and/or his/her acceptance, possession, use, or misuse of any prize or any portion thereof; (ii) technical failures of any kind, including but not limited to the malfunction of any computer, cable, network, hardware, or software, or other mechanical equipment; (iii) the unavailability or inaccessibility of any transmissions, telephone, or Internet service; (iv) unauthorized human intervention in any part of the entry process or the Promotion; (v) electronic or human error in the administration of the Promotion or the processing of entries.

11. Disputes: THIS SWEEPSTAKES IS GOVERNED BY THE LAWS OF USA AND IL, WITHOUT RESPECT TO CONFLICT OF LAW DOCTRINES. As a condition of participating in this Sweepstakes, participant agrees that any and all disputes that cannot be resolved between the parties, and causes of action arising out of or connected with this Sweepstakes, shall be resolved individually, without resort to any form of class action, exclusively before a court located in IL having jurisdiction. Further, in any such dispute, under no circumstances shall participant be permitted to obtain awards for, and hereby waives all rights to, punitive, incidental, or consequential damages, including reasonable attorney’s fees, other than participant’s actual out-of-pocket expenses (i.e. costs associated with entering this Sweepstakes). Participant further waives all rights to have damages multiplied or increased.

12. Sponsor: The Sponsor of the Sweepstakes is Epic Mortgage.

13. By participating in the contest, You, the Contestant, have affirmatively reviewed, accepted, and agreed to all of the Official Rules & Regulations.

NO PURCHASE IS NECESSARY TO ENTER OR WIN. A PURCHASE DOES NOT INCREASE THE CHANCES OF WINNING.

1. Eligibility: This Sweepstakes is open only to those who are 18 as of the date of entry. The Sweepstakes is only open to legal residents of Illinois and is void where prohibited by law. Employees of Epic Mortgage, its affiliates, subsidiaries, advertising and promotion agencies, and suppliers, (collectively the “Employees”), and immediate family members and/or those living in the same household of Employees are not eligible to participate in the Sweepstakes. The Sweepstakes is subject to all applicable federal, state, and local laws and regulations. Void where prohibited.

2. Agreement to Rules: By participating, the Contestant (“You”) agree to be fully unconditionally bound by these Rules, and You represent and warrant that You meet the eligibility requirements. In addition, You agree to accept the decisions of Epic Mortgage as final and binding as it relates to the content of this Sweepstakes.

3. Sweepstakes Period: Entries will be accepted online starting July 27, 2022 at 2:00 PM (CDT) and ending on August 3, 2022 at 2:00 PM (CDT). All online entries must be received by 2:00 PM (CDT) on  August 3, 2022​.

4. How to Enter: The Sweepstakes must be entered by “liking” the original sweepstakes Facebook post or LinkedIn post. The original Facebook post can be found pinned at https://www.facebook.com/danteroysterepicmortgage/. The original LinkedIn post can be found pinned at https://www.linkedin.com/in/dante-royster-36b80b5/. The entry must fulfill all Sweepstakes requirements, as specified, to be eligible to win a prize. You may not enter more times than indicated by using multiple email addresses, identities, or devices in an attempt to circumvent the rules. If You use fraudulent methods or otherwise attempt to circumvent the rules, your submission may be removed from eligibility at the sole discretion of Epic Mortgage.

5. Prize: One winner will receive one Schoolhouse 15.4" W x 7.15" D x 14.75" H Locking Mailbox (retail value $159.00). Actual/appraised value may differ at time of prize award. The specifics of the prize shall be solely determined by Epic Mortgage. No cash or other prize substitution shall be permitted except at Epic Mortgage discretion. The prize is nontransferable. Any and all prize-related expenses, including without limitation any and all federal, state, and/or local taxes, shall be the sole responsibility of Winner. No substitution of prize or transfer/assignment of prize to others or request for the cash equivalent by Winner is permitted. Acceptance of prize constitutes permission for Epic Mortgage to use Winner’s name, likeness, and entry for purposes of advertising and trade without further compensation, unless prohibited by law.

6. Odds: The odds of winning depend on the number of eligible entries received.

7. Winner Selection and Notification: Winner will be selected by random drawing under the supervision of Epic Mortgage on or around August 3, 2022. Winner will be notified by FB message within 24 hours of drawing and will have 24 hours to respond. Epic Mortgage shall have no liability for Winner’s failure to receive notices due to spam, junk e-mail or other security settings in social media or for Winner’s provision of incorrect or otherwise non-functioning contact information. If Winner cannot be contacted, is ineligible, fails to claim the prize within 2 days from the time award notification was sent, the prize may be forfeited, and an alternate Winner selected. Receipt by Winner of the prize offered in this Sweepstakes is conditioned upon compliance with any and all federal, state, and local laws and regulations. Prize will be available for pick up on August 6 at the Epic Mortgage 1st Annual Picnic. Details of pickup will be given when prize is claimed. ANY VIOLATION OF THESE OFFICIAL RULES BY WINNER (AT EPIC MORTGAGE‘S SOLE DISCRETION) WILL RESULT IN WINNER’S DISQUALIFICATION AS WINNER OF THE SWEEPSTAKES, AND ALL PRIVILEGES AS WINNER WILL BE IMMEDIATELY TERMINATED.

8. Rights Granted by You: By entering this content (e.g., photo, video, text, etc.), You understand and agree that Epic Mortgage, anyone acting on behalf of’ licensees, successors, and assigns, shall have the right, where permitted by law, to print, publish, broadcast, distribute, and use in any media now known or hereafter developed, in perpetuity and throughout the World, without limitation, your entry, name, portrait, picture, voice, likeness, image, statements about the Sweepstakes, and biographical information for news, publicity, information, trade, advertising, public relations, and promotional purposes. without any further compensation, notice, review, or consent. Optional verbiage for Contests: By entering this content, You represent and warrant that your entry is an original work of authorship, and does not violate any third party’s proprietary or intellectual property rights. If your entry infringes upon the intellectual property right of another, You will be disqualified at the sole discretion of Epic Mortgage. If the content of your entry is claimed to constitute infringement of any proprietary or intellectual proprietary rights of any third party, You shall, at your sole expense, defend or settle against such claims. You shall indemnify, defend, and hold harmless Epic Mortgage from and against any suit, proceeding, claims, liability, loss, damage, costs or expense, which Epic Mortgage may incur, suffer, or be required to pay arising out of such infringement or suspected infringement of any third party’s right.

9. Terms & Conditions: Epic Mortgage reserves the right, in its sole discretion, to cancel, terminate, modify or suspend the Sweepstakes should virus, bug, non-authorized human intervention, fraud, or other cause beyond Epic Mortgage’s control corrupt or affect the administration, security, fairness, or proper conduct of the Sweepstakes. In such case, Epic Mortgage may select the Winner from all eligible entries received prior to and/or after (if appropriate) the action taken by Epic Mortgage. Epic Mortgage reserves the right, in its sole discretion, to disqualify any individual who tampers or attempts to tamper with the entry process or the operation of the Sweepstakes or website or violates these Terms & Conditions. Epic Mortgage has the right, in its sole discretion, to maintain the integrity of the Sweepstakes, to void votes for any reason, including, but not limited to: multiple entries from the same user from different IP addresses; multiple entries from the same computer in excess of that allowed by Sweepstakes rules; or the use of bots, macros, scripts, or other technical means for entering. Any attempt by an entrant to deliberately damage any website or undermine the legitimate operation of the Sweepstakes may be a violation of criminal and civil laws. Should such attempt be made, Epic Mortgage reserves the right to seek damages to the fullest extent permitted by law.

10. Limitation of Liability: By entering, You agree to release and hold harmless Epic Mortgage and its subsidiaries, affiliates, advertising and promotion agencies, partners, representatives, agents, successors, assigns, employees, officers, and directors from any liability, illness, injury, death, loss, litigation, claim, or damage that may occur, directly or indirectly, whether caused by negligence or not, from: (i) such entrant’s participation in the Sweepstakes and/or his/her acceptance, possession, use, or misuse of any prize or any portion thereof; (ii) technical failures of any kind, including but not limited to the malfunction of any computer, cable, network, hardware, or software, or other mechanical equipment; (iii) the unavailability or inaccessibility of any transmissions, telephone, or Internet service; (iv) unauthorized human intervention in any part of the entry process or the Promotion; (v) electronic or human error in the administration of the Promotion or the processing of entries.

11. Disputes: THIS SWEEPSTAKES IS GOVERNED BY THE LAWS OF USA AND IL, WITHOUT RESPECT TO CONFLICT OF LAW DOCTRINES. As a condition of participating in this Sweepstakes, participant agrees that any and all disputes that cannot be resolved between the parties, and causes of action arising out of or connected with this Sweepstakes, shall be resolved individually, without resort to any form of class action, exclusively before a court located in IL having jurisdiction. Further, in any such dispute, under no circumstances shall participant be permitted to obtain awards for, and hereby waives all rights to, punitive, incidental, or consequential damages, including reasonable attorney’s fees, other than participant’s actual out-of-pocket expenses (i.e. costs associated with entering this Sweepstakes). Participant further waives all rights to have damages multiplied or increased.

12. Sponsor: The Sponsor of the Sweepstakes is Epic Mortgage.

13. By participating in the contest, You, the Contestant, have affirmatively reviewed, accepted, and agreed to all of the Official Rules & Regulations.

1. Eligibility: This Sweepstakes is open only to those who are 18 as of the date of entry. The Sweepstakes is only open to legal residents of Illinois, Indiana, Florida, Colorado, Georgia, Maryland and Michigan and is void where prohibited by law. Employees of Epic Mortgage, its affiliates, subsidiaries, advertising and promotion agencies, and suppliers, (collectively the “Employees”), and immediate family members and/or those living in the same household of Employees are not eligible to participate in the Sweepstakes. The Sweepstakes is subject to all applicable federal, state, and local laws and regulations. Void where prohibited.

2. Agreement to Rules: By participating, the Contestant (“You”) agree to be fully unconditionally bound by these Rules, and You represent and warrant that You meet the eligibility requirements. In addition, You agree to accept the decisions of Epic Mortgage as final and binding as it relates to the content of this Sweepstakes.

3. Sweepstakes Period: Entries will be accepted online starting March 22, 2022, at 7:00 PM (CDT) and ending on March 29, 2022 at 7:00 PM (CDT). All online entries must be received by 7:00 PM (CDT) on March 29, 2022​.

4. How to Enter: The Sweepstakes must be entered by “liking” the original sweepstakes Facebook post or LinkedIn post. The original Facebook post can be found pinned at https://www.facebook.com/danteroysterepicmortgage/. The original LinkedIn post can be found pinned at https://www.linkedin.com/in/dante-royster-36b80b5/. The entry must fulfill all Sweepstakes requirements, as specified, to be eligible to win a prize. You may not enter more times than indicated by using multiple email addresses, identities, or devices in an attempt to circumvent the rules. If You use fraudulent methods or otherwise attempt to circumvent the rules, your submission may be removed from eligibility at the sole discretion of Epic Mortgage.

5. Prize: One winner will receive one Jewelry Organizer with Shelf, Necklace Holder, Stud Earring Holder and Dangle Earring Holder (retail value $190.00). Actual/appraised value may differ at time of prize award. The specifics of the prize shall be solely determined by Epic Mortgage. No cash or other prize substitution shall be permitted except at Epic Mortgage discretion. The prize is nontransferable. Any and all prize-related expenses, including without limitation any and all federal, state, and/or local taxes, shall be the sole responsibility of Winner. No substitution of prize or transfer/assignment of prize to others or request for the cash equivalent by Winner is permitted. Acceptance of prize constitutes permission for Epic Mortgage to use Winner’s name, likeness, and entry for purposes of advertising and trade without further compensation, unless prohibited by law.

6. Odds: The odds of winning depend on the number of eligible entries received.

7. Winner Selection and Notification: Winner will be selected by random drawing under the supervision of Epic Mortgage on or around March 31, 2022. Winner will be notified by FB message within 24 hours of drawing and will have 48 hours to respond. Epic Mortgage shall have no liability for Winner’s failure to receive notices due to spam, junk e-mail or other security settings in social media or for Winner’s provision of incorrect or otherwise non-functioning contact information. If Winner cannot be contacted, is ineligible, fails to claim the prize within 2 days from the time award notification was sent, the prize may be forfeited, and an alternate Winner selected. Receipt by Winner of the prize offered in this Sweepstakes is conditioned upon compliance with any and all federal, state, and local laws and regulations. Once prize is received by Winner, the Winner will take a photo of him or herself with said prize and email or text photo to the stated in the winner’s instructions.  ANY VIOLATION OF THESE OFFICIAL RULES BY WINNER (AT EPIC MORTGAGE‘S SOLE DISCRETION) WILL RESULT IN WINNER’S DISQUALIFICATION AS WINNER OF THE SWEEPSTAKES, AND ALL PRIVILEGES AS WINNER WILL BE IMMEDIATELY TERMINATED.

8. Rights Granted by You: By entering this content (e.g., photo, video, text, etc.), You understand and agree that Epic Mortgage, anyone acting on behalf of’ licensees, successors, and assigns, shall have the right, where permitted by law, to print, publish, broadcast, distribute, and use in any media now known or hereafter developed, in perpetuity and throughout the World, without limitation, your entry, name, portrait, picture, voice, likeness, image, statements about the Sweepstakes, and biographical information for news, publicity, information, trade, advertising, public relations, and promotional purposes. without any further compensation, notice, review, or consent. Optional verbiage for Contests: By entering this content, You represent and warrant that your entry is an original work of authorship, and does not violate any third party’s proprietary or intellectual property rights. If your entry infringes upon the intellectual property right of another, You will be disqualified at the sole discretion of Epic Mortgage. If the content of your entry is claimed to constitute infringement of any proprietary or intellectual proprietary rights of any third party, You shall, at your sole expense, defend or settle against such claims. You shall indemnify, defend, and hold harmless Epic Mortgage from and against any suit, proceeding, claims, liability, loss, damage, costs or expense, which Epic Mortgage may incur, suffer, or be required to pay arising out of such infringement or suspected infringement of any third party’s right.

9. Terms & Conditions: Epic Mortgage reserves the right, in its sole discretion, to cancel, terminate, modify or suspend the Sweepstakes should virus, bug, non-authorized human intervention, fraud, or other cause beyond Epic Mortgage’s control corrupt or affect the administration, security, fairness, or proper conduct of the Sweepstakes. In such case, Epic Mortgage may select the Winner from all eligible entries received prior to and/or after (if appropriate) the action taken by Epic Mortgage. Epic Mortgage reserves the right, in its sole discretion, to disqualify any individual who tampers or attempts to tamper with the entry process or the operation of the Sweepstakes or website or violates these Terms & Conditions. Epic Mortgage has the right, in its sole discretion, to maintain the integrity of the Sweepstakes, to void votes for any reason, including, but not limited to: multiple entries from the same user from different IP addresses; multiple entries from the same computer in excess of that allowed by Sweepstakes rules; or the use of bots, macros, scripts, or other technical means for entering. Any attempt by an entrant to deliberately damage any website or undermine the legitimate operation of the Sweepstakes may be a violation of criminal and civil laws. Should such attempt be made, Epic Mortgage reserves the right to seek damages to the fullest extent permitted by law.

10. Limitation of Liability: By entering, You agree to release and hold harmless Epic Mortgage and its subsidiaries, affiliates, advertising and promotion agencies, partners, representatives, agents, successors, assigns, employees, officers, and directors from any liability, illness, injury, death, loss, litigation, claim, or damage that may occur, directly or indirectly, whether caused by negligence or not, from: (i) such entrant’s participation in the Sweepstakes and/or his/her acceptance, possession, use, or misuse of any prize or any portion thereof; (ii) technical failures of any kind, including but not limited to the malfunction of any computer, cable, network, hardware, or software, or other mechanical equipment; (iii) the unavailability or inaccessibility of any transmissions, telephone, or Internet service; (iv) unauthorized human intervention in any part of the entry process or the Promotion; (v) electronic or human error in the administration of the Promotion or the processing of entries.

11. Disputes: THIS SWEEPSTAKES IS GOVERNED BY THE LAWS OF USA AND IL, WITHOUT RESPECT TO CONFLICT OF LAW DOCTRINES. As a condition of participating in this Sweepstakes, participant agrees that any and all disputes that cannot be resolved between the parties, and causes of action arising out of or connected with this Sweepstakes, shall be resolved individually, without resort to any form of class action, exclusively before a court located in IL having jurisdiction. Further, in any such dispute, under no circumstances shall participant be permitted to obtain awards for, and hereby waives all rights to, punitive, incidental, or consequential damages, including reasonable attorney’s fees, other than participant’s actual out-of-pocket expenses (i.e. costs associated with entering this Sweepstakes). Participant further waives all rights to have damages multiplied or increased.

12. Sponsor: The Sponsor of the Sweepstakes is Epic Mortgage.

13. By participating in the contest, You, the Contestant, have affirmatively reviewed, accepted, and agreed to all of the Official Rules & Regulations.

NO PURCHASE IS NECESSARY TO ENTER OR WIN. A PURCHASE DOES NOT INCREASE THE CHANCES OF WINNING.

1. Eligibility: This Sweepstakes is open only to those who are 18 as of the date of entry. The Sweepstakes is only open to legal residents of Illinois, Indiana, Florida, Colorado, Georgia, Maryland and Michigan and is void where prohibited by law. Employees of Epic Mortgage, its affiliates, subsidiaries, advertising and promotion agencies, and suppliers, (collectively the “Employees”), and immediate family members and/or those living in the same household of Employees are not eligible to participate in the Sweepstakes. The Sweepstakes is subject to all applicable federal, state, and local laws and regulations. Void where prohibited.

2. Agreement to Rules: By participating, the Contestant (“You”) agree to be fully unconditionally bound by these Rules, and You represent and warrant that You meet the eligibility requirements. In addition, You agree to accept the decisions of Epic Mortgage as final and binding as it relates to the content of this Sweepstakes.

3. Sweepstakes Period: Entries will be accepted online starting December 14 at 7:00 PM (CST) and ending on December 21, 2020. All online entries must be received by 7:00 PM (CST) on December 21, 2020​.

4. How to Enter: The Sweepstakes must be entered by “liking” the original sweepstakes Facebook post. The original post can be found pinned at https://www.facebook.com/danteroysterepicmortgage/. The entry must fulfill all Sweepstakes requirements, as specified, to be eligible to win a prize. You may not enter more times than indicated by using multiple email addresses, identities, or devices in an attempt to circumvent the rules. If You use fraudulent methods or otherwise attempt to circumvent the rules, your submission may be removed from eligibility at the sole discretion of Epic Mortgage.

5. Prize: One winner will receive one Coach Gallery Tote and Zip Wallet (retail value $578.00). Actual/appraised value may differ at time of prize award. The specifics of the prize shall be solely determined by Epic Mortgage. No cash or other prize substitution shall be permitted except at Epic Mortgage discretion. The prize is nontransferable. Any and all prize-related expenses, including without limitation any and all federal, state, and/or local taxes, shall be the sole responsibility of Winner. No substitution of prize or transfer/assignment of prize to others or request for the cash equivalent by Winner is permitted. Acceptance of prize constitutes permission for Epic Mortgage to use Winner’s name, likeness, and entry for purposes of advertising and trade without further compensation, unless prohibited by law.

6. Odds: The odds of winning depend on the number of eligible entries received.

7. Winner Selection and Notification: Winner will be selected by random drawing under the supervision of Epic Mortgage on or around December 22, 2020. Winner will be notified by FB message within 24 hours of drawing and will have 48 hours to respond. Epic Mortgage shall have no liability for Winner’s failure to receive notices due to spam, junk e-mail or other security settings in social media or for Winner’s provision of incorrect or otherwise non-functioning contact information. If Winner cannot be contacted, is ineligible, fails to claim the prize within 2 days from the time award notification was sent, the prize may be forfeited, and an alternate Winner selected. Receipt by Winner of the prize offered in this Sweepstakes is conditioned upon compliance with any and all federal, state, and local laws and regulations. Once prize is received by Winner, the Winner will take a photo of him or herself with said prize and email or text photo to the stated in the winner’s instructions.  ANY VIOLATION OF THESE OFFICIAL RULES BY WINNER (AT EPIC MORTGAGE‘S SOLE DISCRETION) WILL RESULT IN WINNER’S DISQUALIFICATION AS WINNER OF THE SWEEPSTAKES, AND ALL PRIVILEGES AS WINNER WILL BE IMMEDIATELY TERMINATED.

8. Rights Granted by You: By entering this content (e.g., photo, video, text, etc.), You understand and agree that Epic Mortgage, anyone acting on behalf of’ licensees, successors, and assigns, shall have the right, where permitted by law, to print, publish, broadcast, distribute, and use in any media now known or hereafter developed, in perpetuity and throughout the World, without limitation, your entry, name, portrait, picture, voice, likeness, image, statements about the Sweepstakes, and biographical information for news, publicity, information, trade, advertising, public relations, and promotional purposes. without any further compensation, notice, review, or consent. Optional verbiage for Contests: By entering this content, You represent and warrant that your entry is an original work of authorship, and does not violate any third party’s proprietary or intellectual property rights. If your entry infringes upon the intellectual property right of another, You will be disqualified at the sole discretion of Epic Mortgage. If the content of your entry is claimed to constitute infringement of any proprietary or intellectual proprietary rights of any third party, You shall, at your sole expense, defend or settle against such claims. You shall indemnify, defend, and hold harmless Epic Mortgage from and against any suit, proceeding, claims, liability, loss, damage, costs or expense, which Epic Mortgage may incur, suffer, or be required to pay arising out of such infringement or suspected infringement of any third party’s right.

9. Terms & Conditions: Epic Mortgage reserves the right, in its sole discretion, to cancel, terminate, modify or suspend the Sweepstakes should virus, bug, non-authorized human intervention, fraud, or other cause beyond Epic Mortgage’s control corrupt or affect the administration, security, fairness, or proper conduct of the Sweepstakes. In such case, Epic Mortgage may select the Winner from all eligible entries received prior to and/or after (if appropriate) the action taken by Epic Mortgage. Epic Mortgage reserves the right, in its sole discretion, to disqualify any individual who tampers or attempts to tamper with the entry process or the operation of the Sweepstakes or website or violates these Terms & Conditions. Epic Mortgage has the right, in its sole discretion, to maintain the integrity of the Sweepstakes, to void votes for any reason, including, but not limited to: multiple entries from the same user from different IP addresses; multiple entries from the same computer in excess of that allowed by Sweepstakes rules; or the use of bots, macros, scripts, or other technical means for entering. Any attempt by an entrant to deliberately damage any website or undermine the legitimate operation of the Sweepstakes may be a violation of criminal and civil laws. Should such attempt be made, Epic Mortgage reserves the right to seek damages to the fullest extent permitted by law.

10. Limitation of Liability: By entering, You agree to release and hold harmless Epic Mortgage and its subsidiaries, affiliates, advertising and promotion agencies, partners, representatives, agents, successors, assigns, employees, officers, and directors from any liability, illness, injury, death, loss, litigation, claim, or damage that may occur, directly or indirectly, whether caused by negligence or not, from: (i) such entrant’s participation in the Sweepstakes and/or his/her acceptance, possession, use, or misuse of any prize or any portion thereof; (ii) technical failures of any kind, including but not limited to the malfunction of any computer, cable, network, hardware, or software, or other mechanical equipment; (iii) the unavailability or inaccessibility of any transmissions, telephone, or Internet service; (iv) unauthorized human intervention in any part of the entry process or the Promotion; (v) electronic or human error in the administration of the Promotion or the processing of entries.

11. Disputes: THIS SWEEPSTAKES IS GOVERNED BY THE LAWS OF USA AND IL, WITHOUT RESPECT TO CONFLICT OF LAW DOCTRINES. As a condition of participating in this Sweepstakes, participant agrees that any and all disputes that cannot be resolved between the parties, and causes of action arising out of or connected with this Sweepstakes, shall be resolved individually, without resort to any form of class action, exclusively before a court located in IL having jurisdiction. Further, in any such dispute, under no circumstances shall participant be permitted to obtain awards for, and hereby waives all rights to, punitive, incidental, or consequential damages, including reasonable attorney’s fees, other than participant’s actual out-of-pocket expenses (i.e. costs associated with entering this Sweepstakes). Participant further waives all rights to have damages multiplied or increased.

12. Sponsor: The Sponsor of the Sweepstakes is Epic Mortgage.

13. By participating in the contest, You, the Contestant, have affirmatively reviewed, accepted, and agreed to all of the Official Rules & Regulations.

NO PURCHASE IS NECESSARY TO ENTER OR WIN. A PURCHASE DOES NOT INCREASE THE CHANCES OF WINNING.

1. Eligibility: This Sweepstakes is open only to those who are 18 as of the date of entry. The Sweepstakes is only open to legal residents of Illinois, Indiana, Florida, Colorado, Georgia and Maryland and is void where prohibited by law. Employees of Epic Mortgage, its affiliates, subsidiaries, advertising and promotion agencies, and suppliers, (collectively the “Employees”), and immediate family members and/or those living in the same household of Employees are not eligible to participate in the Sweepstakes. The Sweepstakes is subject to all applicable federal, state, and local laws and regulations. Void where prohibited.

2. Agreement to Rules: By participating, the Contestant (“You”) agree to be fully unconditionally bound by these Rules, and You represent and warrant that You meet the eligibility requirements. In addition, You agree to accept the decisions of Epic Mortgage as final and binding as it relates to the content of this Sweepstakes.

3. Sweepstakes Period: Entries will be accepted online starting September 12, 2020 at 1:00 PM (CDT) and ending on September 19, 2020. All online entries must be received by 1:00 PM (CDT) on September 19, 2020​.

4. How to Enter: The Sweepstakes must be entered by “liking” the original sweepstakes Facebook post. The original post can be found pinned at https://www.facebook.com/danteroysterepicmortgage/. The entry must fulfill all Sweepstakes requirements, as specified, to be eligible to win a prize. You may not enter more times than indicated by using multiple email addresses, identities, or devices in an attempt to circumvent the rules. If You use fraudulent methods or otherwise attempt to circumvent the rules, your submission may be removed from eligibility at the sole discretion of Epic Mortgage.

5. Prize: One winner will receive one Colburn Desk by Wade Logan (retail value $126.99). Actual/appraised value may differ at time of prize award. The specifics of the prize shall be solely determined by Epic Mortgage. No cash or other prize substitution shall be permitted except at Epic Mortgage discretion. The prize is nontransferable. Any and all prize-related expenses, including without limitation any and all federal, state, and/or local taxes, shall be the sole responsibility of Winner. No substitution of prize or transfer/assignment of prize to others or request for the cash equivalent by Winner is permitted. Acceptance of prize constitutes permission for Epic Mortgage to use Winner’s name, likeness, and entry for purposes of advertising and trade without further compensation, unless prohibited by law.

6. Odds: The odds of winning depend on the number of eligible entries received.

7. Winner Selection and Notification: Winner will be selected by random drawing under the supervision of Epic Mortgage on or around September 20, 2020. Winner will be notified by FB message within 24 hours of drawing and will have 48 hours to respond. Epic Mortgage shall have no liability for Winner’s failure to receive notices due to spam, junk e-mail or other security settings in social media or for Winner’s provision of incorrect or otherwise non-functioning contact information. If Winner cannot be contacted, is ineligible, fails to claim the prize within 2 days from the time award notification was sent, the prize may be forfeited and an alternate Winner selected. Receipt by Winner of the prize offered in this Sweepstakes is conditioned upon compliance with any and all federal, state, and local laws and regulations. Once prize is received by Winner, the Winner will take a photo of him or herself with said prize and email or text photo to the stated in the winner’s instructions.  ANY VIOLATION OF THESE OFFICIAL RULES BY WINNER (AT EPIC MORTGAGE‘S SOLE DISCRETION) WILL RESULT IN WINNER’S DISQUALIFICATION AS WINNER OF THE SWEEPSTAKES, AND ALL PRIVILEGES AS WINNER WILL BE IMMEDIATELY TERMINATED.

8. Rights Granted by You: By entering this content (e.g., photo, video, text, etc.), You understand and agree that Epic Mortgage, anyone acting on behalf of’ licensees, successors, and assigns, shall have the right, where permitted by law, to print, publish, broadcast, distribute, and use in any media now known or hereafter developed, in perpetuity and throughout the World, without limitation, your entry, name, portrait, picture, voice, likeness, image, statements about the Sweepstakes, and biographical information for news, publicity, information, trade, advertising, public relations, and promotional purposes. without any further compensation, notice, review, or consent. Optional verbiage for Contests: By entering this content, You represent and warrant that your entry is an original work of authorship, and does not violate any third party’s proprietary or intellectual property rights. If your entry infringes upon the intellectual property right of another, You will be disqualified at the sole discretion of Epic Mortgage. If the content of your entry is claimed to constitute infringement of any proprietary or intellectual proprietary rights of any third party, You shall, at your sole expense, defend or settle against such claims. You shall indemnify, defend, and hold harmless Epic Mortgage from and against any suit, proceeding, claims, liability, loss, damage, costs or expense, which Epic Mortgage may incur, suffer, or be required to pay arising out of such infringement or suspected infringement of any third party’s right.

9. Terms & Conditions: Epic Mortgage reserves the right, in its sole discretion, to cancel, terminate, modify or suspend the Sweepstakes should virus, bug, non-authorized human intervention, fraud, or other cause beyond Epic Mortgage’s control corrupt or affect the administration, security, fairness, or proper conduct of the Sweepstakes. In such case, Epic Mortgage may select the Winner from all eligible entries received prior to and/or after (if appropriate) the action taken by Epic Mortgage. Epic Mortgage reserves the right, in its sole discretion, to disqualify any individual who tampers or attempts to tamper with the entry process or the operation of the Sweepstakes or website or violates these Terms & Conditions. Epic Mortgage has the right, in its sole discretion, to maintain the integrity of the Sweepstakes, to void votes for any reason, including, but not limited to: multiple entries from the same user from different IP addresses; multiple entries from the same computer in excess of that allowed by Sweepstakes rules; or the use of bots, macros, scripts, or other technical means for entering. Any attempt by an entrant to deliberately damage any website or undermine the legitimate operation of the Sweepstakes may be a violation of criminal and civil laws. Should such attempt be made, Epic Mortgage reserves the right to seek damages to the fullest extent permitted by law.

10. Limitation of Liability: By entering, You agree to release and hold harmless Epic Mortgage and its subsidiaries, affiliates, advertising and promotion agencies, partners, representatives, agents, successors, assigns, employees, officers, and directors from any liability, illness, injury, death, loss, litigation, claim, or damage that may occur, directly or indirectly, whether caused by negligence or not, from: (i) such entrant’s participation in the Sweepstakes and/or his/her acceptance, possession, use, or misuse of any prize or any portion thereof; (ii) technical failures of any kind, including but not limited to the malfunction of any computer, cable, network, hardware, or software, or other mechanical equipment; (iii) the unavailability or inaccessibility of any transmissions, telephone, or Internet service; (iv) unauthorized human intervention in any part of the entry process or the Promotion; (v) electronic or human error in the administration of the Promotion or the processing of entries.

11. Disputes: THIS SWEEPSTAKES IS GOVERNED BY THE LAWS OF USA AND IL, WITHOUT RESPECT TO CONFLICT OF LAW DOCTRINES. As a condition of participating in this Sweepstakes, participant agrees that any and all disputes that cannot be resolved between the parties, and causes of action arising out of or connected with this Sweepstakes, shall be resolved individually, without resort to any form of class action, exclusively before a court located in IL having jurisdiction. Further, in any such dispute, under no circumstances shall participant be permitted to obtain awards for, and hereby waives all rights to, punitive, incidental, or consequential damages, including reasonable attorney’s fees, other than participant’s actual out-of-pocket expenses (i.e. costs associated with entering this Sweepstakes). Participant further waives all rights to have damages multiplied or increased.

12. Sponsor: The Sponsor of the Sweepstakes is Epic Mortgage.

13. By participating in the contest, You, the Contestant, have affirmatively reviewed, accepted, and agreed to all of the Official Rules & Regulations.

NO PURCHASE IS NECESSARY TO ENTER OR WIN. A PURCHASE DOES NOT INCREASE THE CHANCES OF WINNING.

1. Eligibility: This Sweepstakes is open only to those who are 18 as of the date of entry. The Sweepstakes is only open to legal residents of Illinois, Indiana, Florida and Colorado and is void where prohibited by law. Employees of Epic Mortgage, its affiliates, subsidiaries, advertising and promotion agencies, and suppliers, (collectively the “Employees”), and immediate family members and/or those living in the same household of Employees are not eligible to participate in the Sweepstakes. The Sweepstakes is subject to all applicable federal, state, and local laws and regulations. Void where prohibited.

2. Agreement to Rules: By participating, the Contestant (“You”) agree to be fully unconditionally bound by these Rules, and You represent and warrant that You meet the eligibility requirements. In addition, You agree to accept the decisions of Epic Mortgage as final and binding as it relates to the content of this Sweepstakes.

3. Sweepstakes Period: Entries will be accepted online starting April 26, 2020 at 2:00 PM (CDT) and ending on May 6, 2020. All online entries must be received by 2:00 PM (CDT) on May 5, 2020​.

4. How to Enter: The Sweepstakes must be entered by “liking” the original sweepstakes Facebook post. The original post can be found pinned at https://www.facebook.com/danteroysterepicmortgage/. The entry must fulfill all Sweepstakes requirements, as specified, to be eligible to win a prize. You may not enter more times than indicated by using multiple email addresses, identities, or devices in an attempt to circumvent the rules. If You use fraudulent methods or otherwise attempt to circumvent the rules, your submission may be removed from eligibility at the sole discretion of Epic Mortgage.

5. Prize: One winner will receive one Dooney & Bourk Pebble Leather “Paige” bag (retail value $238.00). Actual/appraised value may differ at time of prize award. The specifics of the prize shall be solely determined by Epic Mortgage. No cash or other prize substitution shall be permitted except at Epic Mortgage discretion. The prize is nontransferable. Any and all prize-related expenses, including without limitation any and all federal, state, and/or local taxes, shall be the sole responsibility of Winner. No substitution of prize or transfer/assignment of prize to others or request for the cash equivalent by Winner is permitted. Acceptance of prize constitutes permission for Epic Mortgage to use Winner’s name, likeness, and entry for purposes of advertising and trade without further compensation, unless prohibited by law.

6. Odds: The odds of winning depend on the number of eligible entries received.

7. Winner Selection and Notification: Winner will be selected by random drawing under the supervision of Epic Mortgage on May 7, 2020. Winner will be notified by FB message on May 7, 2020 and will have 48 hours to respond. Epic Mortgage shall have no liability for Winner’s failure to receive notices due to spam, junk e-mail or other security settings in social media or for Winner’s provision of incorrect or otherwise non-functioning contact information. If Winner cannot be contacted, is ineligible, fails to claim the prize within 2 days from the time award notification was sent, the prize may be forfeited and an alternate Winner selected. Receipt by Winner of the prize offered in this Sweepstakes is conditioned upon compliance with any and all federal, state, and local laws and regulations. Once prize is received by Winner, the Winner will take a photo of him or herself with said prize and email or text photo to the stated in the winner’s instructions. ANY VIOLATION OF THESE OFFICIAL RULES BY WINNER (AT EPIC MORTGAGE‘S SOLE DISCRETION) WILL RESULT IN WINNER’S DISQUALIFICATION AS WINNER OF THE SWEEPSTAKES, AND ALL PRIVILEGES AS WINNER WILL BE IMMEDIATELY TERMINATED.

8. Rights Granted by You: By entering this content (e.g., photo, video, text, etc.), You understand and agree that Epic Mortgage, anyone acting on behalf of’ licensees, successors, and assigns, shall have the right, where permitted by law, to print, publish, broadcast, distribute, and use in any media now known or hereafter developed, in perpetuity and throughout the World, without limitation, your entry, name, portrait, picture, voice, likeness, image, statements about the Sweepstakes, and biographical information for news, publicity, information, trade, advertising, public relations, and promotional purposes. without any further compensation, notice, review, or consent. Optional verbiage for Contests: By entering this content, You represent and warrant that your entry is an original work of authorship, and does not violate any third party’s proprietary or intellectual property rights. If your entry infringes upon the intellectual property right of another, You will be disqualified at the sole discretion of Epic Mortgage. If the content of your entry is claimed to constitute infringement of any proprietary or intellectual proprietary rights of any third party, You shall, at your sole expense, defend or settle against such claims. You shall indemnify, defend, and hold harmless Epic Mortgage from and against any suit, proceeding, claims, liability, loss, damage, costs or expense, which Epic Mortgage may incur, suffer, or be required to pay arising out of such infringement or suspected infringement of any third party’s right.

9. Terms & Conditions: Epic Mortgage reserves the right, in its sole discretion, to cancel, terminate, modify or suspend the Sweepstakes should virus, bug, non-authorized human intervention, fraud, or other cause beyond Epic Mortgage’s control corrupt or affect the administration, security, fairness, or proper conduct of the Sweepstakes. In such case, Epic Mortgage may select the Winner from all eligible entries received prior to and/or after (if appropriate) the action taken by Epic Mortgage. Epic Mortgage reserves the right, in its sole discretion, to disqualify any individual who tampers or attempts to tamper with the entry process or the operation of the Sweepstakes or website or violates these Terms & Conditions. Epic Mortgage has the right, in its sole discretion, to maintain the integrity of the Sweepstakes, to void votes for any reason, including, but not limited to: multiple entries from the same user from different IP addresses; multiple entries from the same computer in excess of that allowed by Sweepstakes rules; or the use of bots, macros, scripts, or other technical means for entering. Any attempt by an entrant to deliberately damage any website or undermine the legitimate operation of the Sweepstakes may be a violation of criminal and civil laws. Should such attempt be made, Epic Mortgage reserves the right to seek damages to the fullest extent permitted by law.

10. Limitation of Liability: By entering, You agree to release and hold harmless Epic Mortgage and its subsidiaries, affiliates, advertising and promotion agencies, partners, representatives, agents, successors, assigns, employees, officers, and directors from any liability, illness, injury, death, loss, litigation, claim, or damage that may occur, directly or indirectly, whether caused by negligence or not, from: (i) such entrant’s participation in the Sweepstakes and/or his/her acceptance, possession, use, or misuse of any prize or any portion thereof; (ii) technical failures of any kind, including but not limited to the malfunction of any computer, cable, network, hardware, or software, or other mechanical equipment; (iii) the unavailability or inaccessibility of any transmissions, telephone, or Internet service; (iv) unauthorized human intervention in any part of the entry process or the Promotion; (v) electronic or human error in the administration of the Promotion or the processing of entries.

11. Disputes: THIS SWEEPSTAKES IS GOVERNED BY THE LAWS OF USA AND IL, WITHOUT RESPECT TO CONFLICT OF LAW DOCTRINES. As a condition of participating in this Sweepstakes, participant agrees that any and all disputes that cannot be resolved between the parties, and causes of action arising out of or connected with this Sweepstakes, shall be resolved individually, without resort to any form of class action, exclusively before a court located in IL having jurisdiction. Further, in any such dispute, under no circumstances shall participant be permitted to obtain awards for, and hereby waives all rights to, punitive, incidental, or consequential damages, including reasonable attorney’s fees, other than participant’s actual out-of-pocket expenses (i.e. costs associated with entering this Sweepstakes). Participant further waives all rights to have damages multiplied or increased.

12. Sponsor: The Sponsor of the Sweepstakes is Epic Mortgage.

13. By participating in the contest, You, the Contestant, have affirmatively reviewed, accepted, and agreed to all of the Official Rules & Regulations.

NO PURCHASE IS NECESSARY TO ENTER OR WIN. A PURCHASE
DOES NOT INCREASE THE CHANCES OF WINNING.

1. Eligibility: This Sweepstakes is open only to
those who are 18 as of the date of entry. The Sweepstakes is only open to
legal residents of Illinois, Indiana and Florida and is void where prohibited by law. Employees
of Epic Mortgage, its affiliates, subsidiaries, advertising and promotion
agencies, and suppliers, (collectively the “Employees”), and immediate family
members and/or those living in the same household of Employees are not eligible
to participate in the Sweepstakes. The Sweepstakes is subject to all applicable
federal, state, and local laws and regulations. Void where prohibited.

2. Agreement to Rules: By participating, the
Contestant (“You”) agree to be fully unconditionally bound by these Rules, and
You represent and warrant that You meet the eligibility requirements. In
addition, You agree to accept the decisions of Epic Mortgage as final
and binding as it relates to the content of this Sweepstakes.

3. Sweepstakes Period: Entries will be accepted
online starting February 14, 2020 at 4:00 PM (CST) and ending on February
21, 2020. All online entries must be received by 4:00 PM (CST) on February 21,
2020​.

4. How to Enter: The Sweepstakes must be entered by
“liking” the sweepstakes Facebook post. The original post can be found
pinned at https://www.facebook.com/danteroysterepicmortgage/.
The entry must fulfill all Sweepstakes requirements, as specified, to be
eligible to win a prize. You may not enter more times than indicated by using
multiple email addresses, identities, or devices in an attempt to circumvent
the rules. If You use fraudulent methods or otherwise attempt to circumvent the
rules, your submission may be removed from eligibility at the sole discretion
of Epic Mortgage.

5. Prize: One winner will receive one Coach
Crossgrain Mini Bennet Satchel in Midnight. Actual/appraised value may differ
at time of prize award. The specifics of the prize shall be solely determined
by Epic Mortgage. No cash or other prize substitution shall be permitted except
at Epic Mortgage discretion. The prize is nontransferable. Any and all
prize-related expenses, including without limitation any and all federal,
state, and/or local taxes, shall be the sole responsibility of Winner. No
substitution of prize or transfer/assignment of prize to others or request for
the cash equivalent by Winner is permitted. Acceptance of prize constitutes
permission for Epic Mortgage to use Winner’s name, likeness, and
entry for purposes of advertising and trade without further compensation,
unless prohibited by law.

6. Odds: The odds of winning depend on the number of
eligible entries received.

7. Winner Selection and Notification: Winner will be
selected by random drawing under the supervision of Epic
Mortgage on February 22, 2020. Winner will be notified by FB message on February
24, 2020 and will have 48 hours to respond. Epic Mortgage shall have no
liability for Winner’s failure to receive notices due to spam, junk e-mail or
other security settings in social media or for Winner’s provision of incorrect
or otherwise non-functioning contact information. If Winner cannot be
contacted, is ineligible, fails to claim the prize within 2 days from
the time award notification was sent, the prize may be forfeited and an
alternate Winner selected. Receipt by Winner of the prize offered in this Sweepstakes
is conditioned upon compliance with any and all federal, state, and local laws
and regulations. Once prize is received by Winner, the Winner will take a photo
of him or herself with said prize and email or text photo to the stated in the
winner’s instructions.  ANY VIOLATION OF THESE
OFFICIAL RULES BY WINNER (AT EPIC MORTGAGE‘S SOLE DISCRETION) WILL RESULT
IN WINNER’S DISQUALIFICATION AS WINNER OF THE SWEEPSTAKES, AND ALL PRIVILEGES
AS WINNER WILL BE IMMEDIATELY TERMINATED.

8. Rights Granted by You: By entering this content (e.g.,
photo, video, text, etc.), You understand and agree that Epic Mortgage,
anyone acting on behalf of’ licensees, successors, and assigns, shall have the
right, where permitted by law, to print, publish, broadcast, distribute, and
use in any media now known or hereafter developed, in perpetuity and throughout
the World, without limitation, your entry, name, portrait, picture, voice,
likeness, image, statements about the Sweepstakes, and biographical information
for news, publicity, information, trade, advertising, public relations, and
promotional purposes. without any further compensation, notice, review, or
consent. Optional verbiage for Contests: By entering this content, You
represent and warrant that your entry is an original work of authorship, and
does not violate any third party’s proprietary or intellectual property rights.
If your entry infringes upon the intellectual property right of another, You
will be disqualified at the sole discretion of Epic Mortgage. If the
content of your entry is claimed to constitute infringement of any proprietary
or intellectual proprietary rights of any third party, You shall, at your sole
expense, defend or settle against such claims. You shall indemnify, defend, and
hold harmless Epic Mortgage from and against any suit, proceeding, claims,
liability, loss, damage, costs or expense, which Epic Mortgage may
incur, suffer, or be required to pay arising out of such infringement or
suspected infringement of any third party’s right.

9. Terms & Conditions: Epic Mortgage reserves
the right, in its sole discretion, to cancel, terminate, modify or suspend the Sweepstakes
should virus, bug, non-authorized human intervention, fraud, or other cause
beyond Epic Mortgage’s control corrupt or affect the administration,
security, fairness, or proper conduct of the Sweepstakes. In such case, Epic
Mortgage may select the Winner from all eligible entries received prior to
and/or after (if appropriate) the action taken by Epic Mortgage. Epic
Mortgage reserves the right, in its sole discretion, to disqualify any
individual who tampers or attempts to tamper with the entry process or the
operation of the Sweepstakes or website or violates these Terms &
Conditions. Epic Mortgage has the right, in its sole discretion, to
maintain the integrity of the Sweepstakes, to void votes for any reason,
including, but not limited to: multiple entries from the same user from
different IP addresses; multiple entries from the same computer in excess of
that allowed by Sweepstakes rules; or the use of bots, macros, scripts, or
other technical means for entering. Any attempt by an entrant to deliberately
damage any website or undermine the legitimate operation of the Sweepstakes may
be a violation of criminal and civil laws. Should such attempt be made, Epic
Mortgage reserves the right to seek damages to the fullest extent
permitted by law.

10. Limitation of Liability: By entering, You agree
to release and hold harmless Epic Mortgage and its subsidiaries,
affiliates, advertising and promotion agencies, partners, representatives,
agents, successors, assigns, employees, officers, and directors from any
liability, illness, injury, death, loss, litigation, claim, or damage that may
occur, directly or indirectly, whether caused by negligence or not, from: (i)
such entrant’s participation in the Sweepstakes and/or his/her acceptance,
possession, use, or misuse of any prize or any portion thereof; (ii) technical
failures of any kind, including but not limited to the malfunction of any
computer, cable, network, hardware, or software, or other mechanical equipment;
(iii) the unavailability or inaccessibility of any transmissions, telephone, or
Internet service; (iv) unauthorized human intervention in any part of the entry
process or the Promotion; (v) electronic or human error in the administration
of the Promotion or the processing of entries.

11. Disputes: THIS SWEEPSTAKES IS GOVERNED BY THE
LAWS OF USA AND IL, WITHOUT RESPECT TO CONFLICT OF LAW
DOCTRINES. As a condition of participating in this Sweepstakes, participant
agrees that any and all disputes that cannot be resolved between the parties, and
causes of action arising out of or connected with this Sweepstakes, shall be
resolved individually, without resort to any form of class action, exclusively
before a court located in IL having jurisdiction. Further, in any
such dispute, under no circumstances shall participant be permitted to obtain
awards for, and hereby waives all rights to, punitive, incidental, or
consequential damages, including reasonable attorney’s fees, other than
participant’s actual out-of-pocket expenses (i.e. costs associated with
entering this Sweepstakes). Participant further waives all rights to have
damages multiplied or increased.

12. Sponsor: The Sponsor of the Sweepstakes is Epic Mortgage.

13. By participating in the contest, You, the
Contestant, have affirmatively reviewed, accepted, and agreed to all of the
Official Rules & Regulations.

NO PURCHASE IS NECESSARY TO ENTER OR WIN. A PURCHASE DOES NOT INCREASE THE CHANCES OF WINNING.

1. Eligibility: This Sweepstakes is open only to those who are 18 as of the date of entry. The Sweepstakes is only open to legal residents of Illinois and is void where prohibited by law. Employees of Full Court Services, its affiliates, subsidiaries, advertising and promotion agencies, and suppliers, (collectively the “Employees”), and immediate family members and/or those living in the same household of Employees are not eligible to participate in the Sweepstakes. The Sweepstakes is subject to all applicable federal, state, and local laws and regulations. Void where prohibited.

2. Agreement to Rules: By participating, the Contestant (“You”) agree to be fully unconditionally bound by these Rules, and You represent and warrant that You meet the eligibility requirements. In addition, You agree to accept the decisions of Full Court Services as final and binding as it relates to the content of this Sweepstakes.

3. Sweepstakes Period: Entries will be accepted online starting May 11, 2019 at 3:00 PM (CST) and ending on May 25, 2019. All online entries must be received by 3:00 PM (CST) on May 25, 2019​.

4. How to Enter: The Sweepstakes must be entered by “liking” the sweepstakes Facebook post. The original post can be found pinned at https://www.facebook.com/danteroysterfinancialservices/. The entry must fulfill all Sweepstakes requirements, as specified, to be eligible to win a prize. You may not enter more times than indicated by using multiple email addresses, identities, or devices in an attempt to circumvent the rules. If You use fraudulent methods or otherwise attempt to circumvent the rules, your submission may be removed from eligibility at the sole discretion of Full Court Services.

5. Prize: One winner will receive one Kate Spade bath towel set and storage tote. Actual/appraised value may differ at time of prize award. The specifics of the prize shall be solely determined by Full Court Services. No cash or other prize substitution shall be permitted except at Full Court Services discretion. The prize is nontransferable. Any and all prize-related expenses, including without limitation any and all federal, state, and/or local taxes, shall be the sole responsibility of Winner. No substitution of prize or transfer/assignment of prize to others or request for the cash equivalent by Winner is permitted. Acceptance of prize constitutes permission for Full Court Services to use Winner’s name, likeness, and entry for purposes of advertising and trade without further compensation, unless prohibited by law.

6. Odds: The odds of winning depend on the number of eligible entries received.

7. Winner Selection and Notification: Winner will be selected by random drawing under the supervision of Full Court Services on May 28, 2019. Winner will be notified by FB message on May 29, 2019 and will have 48 hours to respond. Full Court Services shall have no liability for Winner’s failure to receive notices due to spam, junk e-mail or other security settings in social media or for Winner’s provision of incorrect or otherwise non-functioning contact information. If Winner cannot be contacted, is ineligible, fails to claim the prize within 2 days from the time award notification was sent, the prize may be forfeited and an alternate Winner selected. Receipt by Winner of the prize offered in this Sweepstakes is conditioned upon compliance with any and all federal, state, and local laws and regulations. Once prize is received by Winner, the Winner will take a photo of him or herself with said prize and email or text photo to the stated in the winner’s instructions.  ANY VIOLATION OF THESE OFFICIAL RULES BY WINNER (AT FULL COURT SERVICES‘ SOLE DISCRETION) WILL RESULT IN WINNER’S DISQUALIFICATION AS WINNER OF THE SWEEPSTAKES, AND ALL PRIVILEGES AS WINNER WILL BE IMMEDIATELY TERMINATED.

8. Rights Granted by You: By entering this content (e.g., photo, video, text, etc.), You understand and agree that Full Court Services, anyone acting on behalf of Full Court Services, and Full Court Services’ licensees, successors, and assigns, shall have the right, where permitted by law, to print, publish, broadcast, distribute, and use in any media now known or hereafter developed, in perpetuity and throughout the World, without limitation, your entry, name, portrait, picture, voice, likeness, image, statements about the Sweepstakes, and biographical information for news, publicity, information, trade, advertising, public relations, and promotional purposes. without any further compensation, notice, review, or consent. Optional verbiage for Contests: By entering this content, You represent and warrant that your entry is an original work of authorship, and does not violate any third party’s proprietary or intellectual property rights. If your entry infringes upon the intellectual property right of another, You will be disqualified at the sole discretion of Full Court Services. If the content of your entry is claimed to constitute infringement of any proprietary or intellectual proprietary rights of any third party, You shall, at your sole expense, defend or settle against such claims. You shall indemnify, defend, and hold harmless Full Court Services from and against any suit, proceeding, claims, liability, loss, damage, costs or expense, which Full Court Services may incur, suffer, or be required to pay arising out of such infringement or suspected infringement of any third party’s right.

9. Terms & Conditions: Full Court Services reserves the right, in its sole discretion, to cancel, terminate, modify or suspend the Sweepstakes should virus, bug, non-authorized human intervention, fraud, or other cause beyond Full Court Services’ control corrupt or affect the administration, security, fairness, or proper conduct of the Sweepstakes. In such case, Full Court Services may select the Winner from all eligible entries received prior to and/or after (if appropriate) the action taken by Full Court Services. Full Court Services reserves the right, in its sole discretion, to disqualify any individual who tampers or attempts to tamper with the entry process or the operation of the Sweepstakes or website or violates these Terms & Conditions. Full Court Services has the right, in its sole discretion, to maintain the integrity of the Sweepstakes, to void votes for any reason, including, but not limited to: multiple entries from the same user from different IP addresses; multiple entries from the same computer in excess of that allowed by Sweepstakes rules; or the use of bots, macros, scripts, or other technical means for entering. Any attempt by an entrant to deliberately damage any website or undermine the legitimate operation of the Sweepstakes may be a violation of criminal and civil laws. Should such attempt be made, Full Court Services reserves the right to seek damages to the fullest extent permitted by law.

10. Limitation of Liability: By entering, You agree to release and hold harmless Full Court Services and its subsidiaries, affiliates, advertising and promotion agencies, partners, representatives, agents, successors, assigns, employees, officers, and directors from any liability, illness, injury, death, loss, litigation, claim, or damage that may occur, directly or indirectly, whether caused by negligence or not, from: (i) such entrant’s participation in the Sweepstakes and/or his/her acceptance, possession, use, or misuse of any prize or any portion thereof; (ii) technical failures of any kind, including but not limited to the malfunction of any computer, cable, network, hardware, or software, or other mechanical equipment; (iii) the unavailability or inaccessibility of any transmissions, telephone, or Internet service; (iv) unauthorized human intervention in any part of the entry process or the Promotion; (v) electronic or human error in the administration of the Promotion or the processing of entries.

11. Disputes: THIS SWEEPSTAKES IS GOVERNED BY THE LAWS OF USA AND IL, WITHOUT RESPECT TO CONFLICT OF LAW DOCTRINES. As a condition of participating in this Sweepstakes, participant agrees that any and all disputes that cannot be resolved between the parties, and causes of action arising out of or connected with this Sweepstakes, shall be resolved individually, without resort to any form of class action, exclusively before a court located in IL having jurisdiction. Further, in any such dispute, under no circumstances shall participant be permitted to obtain awards for, and hereby waives all rights to, punitive, incidental, or consequential damages, including reasonable attorney’s fees, other than participant’s actual out-of-pocket expenses (i.e. costs associated with entering this Sweepstakes). Participant further waives all rights to have damages multiplied or increased.

12. Sponsor: The Sponsor of the Sweepstakes is Full Court Services.

13. By participating in the contest, You, the Contestant, have affirmatively reviewed, accepted, and agreed to all of the Official Rules & Regulations.

NO PURCHASE IS NECESSARY TO ENTER OR WIN. A PURCHASE DOES NOT INCREASE THE CHANCES OF WINNING.

1. Eligibility: This Sweepstakes is open only to those who are 18 as of the date of entry. The Sweepstakes is only open to legal residents of Illinois, Indiana, Florida, and is void where prohibited by law. Employees of Full Court Services, its affiliates, subsidiaries, advertising and promotion agencies, and suppliers, (collectively the “Employees”), and immediate family members and/or those living in the same household of Employees are not eligible to participate in the Sweepstakes. Any person who has won a Full Court Services Sweepstakes in the past year and collected the prize is not eligible. The Sweepstakes is subject to all applicable federal, state, and local laws and regulations. Void where prohibited.

2. Agreement to Rules: By participating, the Contestant (“You”) agree to be fully unconditionally bound by these Rules, and You represent and warrant that You meet the eligibility requirements. In addition, You agree to accept the decisions of Full Court Services as final and binding as it relates to the content of this Sweepstakes.

3. Sweepstakes Period: Entries will be accepted online starting March 17, 2019 at 7:00 PM (CDT) and ending on March 24, 2019. All online entries must be received by 7:00 PM (CDT) on March 24, 2019​.

4. How to Enter: The Sweepstakes must be entered by “liking” the original sweepstakes Facebook post. The original post can be found pinned at https://www.facebook.com/danteroysterfinancialservices/. The entry must fulfill all Sweepstakes requirements, as specified, to be eligible to win a prize. You may not enter more times than indicated by using multiple email addresses, identities, or devices in an attempt to circumvent the rules. If You use fraudulent methods or otherwise attempt to circumvent the rules, your submission may be removed from eligibility at the sole discretion of Full Court Services.

5. Prize(s): The Winner(s) of the Sweepstakes (the “Winner”) will receive one Farberware 15-pc. Nonstick Aluminum Cookware Set. Actual/appraised value may differ at time of prize award. The specifics of the prize shall be solely determined by Full Court Services. No cash or other prize substitution shall be permitted except at Full Court Services discretion. The prize is nontransferable. Any and all prize-related expenses, including without limitation any and all federal, state, and/or local taxes, shall be the sole responsibility of Winner. No substitution of prize or transfer/assignment of prize to others or request for the cash equivalent by Winner is permitted. Acceptance of prize constitutes permission for Full Court Services to use Winner’s name, likeness, and entry for purposes of advertising and trade without further compensation, unless prohibited by law.

6. Odds: The odds of winning depend on the number of eligible entries received.

7. Winner Selection and Notification: Winner will be selected by random drawing under the supervision of Full Court Services on March 25, 2019. Winner will be notified by FB message on March 26, 2019 and will have 48 hours to respond. Full Court Services shall have no liability for Winner’s failure to receive notices due to spam, junk e-mail or other security settings in social media or for Winner’s provision of incorrect or otherwise non-functioning contact information. If Winner cannot be contacted, is ineligible, fails to claim the prize within 2 days from the time award notification was sent, the prize may be forfeited and an alternate Winner selected. Receipt by Winner of the prize offered in this Sweepstakes is conditioned upon compliance with any and all federal, state, and local laws and regulations. Once prize is received by Winner, the Winner will take a photo of him or herself with said prize and email or text photo to the stated in the winner’s instructions.  ANY VIOLATION OF THESE OFFICIAL RULES BY WINNER (AT FULL COURT SERVICES‘ SOLE DISCRETION) WILL RESULT IN WINNER’S DISQUALIFICATION AS WINNER OF THE SWEEPSTAKES, AND ALL PRIVILEGES AS WINNER WILL BE IMMEDIATELY TERMINATED.

8. Rights Granted by You: By entering this content (e.g., photo, video, text, etc.), You understand and agree that Full Court Services, anyone acting on behalf of Full Court Services, and Full Court Services’ licensees, successors, and assigns, shall have the right, where permitted by law, to print, publish, broadcast, distribute, and use in any media now known or hereafter developed, in perpetuity and throughout the World, without limitation, your entry, name, portrait, picture, voice, likeness, image, statements about the Sweepstakes, and biographical information for news, publicity, information, trade, advertising, public relations, and promotional purposes. without any further compensation, notice, review, or consent. Optional verbiage for Contests: By entering this content, You represent and warrant that your entry is an original work of authorship, and does not violate any third party’s proprietary or intellectual property rights. If your entry infringes upon the intellectual property right of another, You will be disqualified at the sole discretion of Full Court Services. If the content of your entry is claimed to constitute infringement of any proprietary or intellectual proprietary rights of any third party, You shall, at your sole expense, defend or settle against such claims. You shall indemnify, defend, and hold harmless Full Court Services from and against any suit, proceeding, claims, liability, loss, damage, costs or expense, which Full Court Services may incur, suffer, or be required to pay arising out of such infringement or suspected infringement of any third party’s right.

9. Terms & Conditions: Full Court Services reserves the right, in its sole discretion, to cancel, terminate, modify or suspend the Sweepstakes should virus, bug, non-authorized human intervention, fraud, or other cause beyond Full Court Services’ control corrupt or affect the administration, security, fairness, or proper conduct of the Sweepstakes. In such case, Full Court Services may select the Winner from all eligible entries received prior to and/or after (if appropriate) the action taken by Full Court Services. Full Court Services reserves the right, in its sole discretion, to disqualify any individual who tampers or attempts to tamper with the entry process or the operation of the Sweepstakes or website or violates these Terms & Conditions. Full Court Services has the right, in its sole discretion, to maintain the integrity of the Sweepstakes, to void votes for any reason, including, but not limited to: multiple entries from the same user from different IP addresses; multiple entries from the same computer in excess of that allowed by Sweepstakes rules; or the use of bots, macros, scripts, or other technical means for entering. Any attempt by an entrant to deliberately damage any website or undermine the legitimate operation of the Sweepstakes may be a violation of criminal and civil laws. Should such attempt be made, Full Court Services reserves the right to seek damages to the fullest extent permitted by law.

10. Limitation of Liability: By entering, You agree to release and hold harmless Full Court Services and its subsidiaries, affiliates, advertising and promotion agencies, partners, representatives, agents, successors, assigns, employees, officers, and directors from any liability, illness, injury, death, loss, litigation, claim, or damage that may occur, directly or indirectly, whether caused by negligence or not, from: (i) such entrant’s participation in the Sweepstakes and/or his/her acceptance, possession, use, or misuse of any prize or any portion thereof; (ii) technical failures of any kind, including but not limited to the malfunction of any computer, cable, network, hardware, or software, or other mechanical equipment; (iii) the unavailability or inaccessibility of any transmissions, telephone, or Internet service; (iv) unauthorized human intervention in any part of the entry process or the Promotion; (v) electronic or human error in the administration of the Promotion or the processing of entries.

11. Disputes: THIS SWEEPSTAKES IS GOVERNED BY THE LAWS OF USA AND IL, WITHOUT RESPECT TO CONFLICT OF LAW DOCTRINES. As a condition of participating in this Sweepstakes, participant agrees that any and all disputes that cannot be resolved between the parties, and causes of action arising out of or connected with this Sweepstakes, shall be resolved individually, without resort to any form of class action, exclusively before a court located in IL having jurisdiction. Further, in any such dispute, under no circumstances shall participant be permitted to obtain awards for, and hereby waives all rights to, punitive, incidental, or consequential damages, including reasonable attorney’s fees, other than participant’s actual out-of-pocket expenses (i.e. costs associated with entering this Sweepstakes). Participant further waives all rights to have damages multiplied or increased.

12. Sponsor: The Sponsor of the Sweepstakes is Full Court Services.

13. By participating in the contest, You, the Contestant, have affirmatively reviewed, accepted, and agreed to all of the Official Rules & Regulations.

1. Eligibility: This Sweepstakes is open only to those who are 18 as of the date of entry. The Sweepstakes is only open to legal residents of Illinois and is void where prohibited by law. Employees of Full Court Services, its affiliates, subsidiaries, advertising and promotion agencies, and suppliers, (collectively the “Employees”), and immediate family members and/or those living in the same household of Employees are not eligible to participate in the Sweepstakes. The Sweepstakes is subject to all applicable federal, state, and local laws and regulations. Void where prohibited.

2. Agreement to Rules: By participating, the Contestant (“You”) agree to be fully unconditionally bound by these Rules, and You represent and warrant that You meet the eligibility requirements. In addition, You agree to accept the decisions of Full Court Services as final and binding as it relates to the content of this Sweepstakes.

3. Sweepstakes Period: Entries will be accepted online starting December 23, 2018 at 10:00 AM (CST) and ending on December 30, 2018. All online entries must be received by 10:00 AM (CST) on December 30, 2018​.

4. How to Enter: The Sweepstakes must be entered by “liking” the sweepstakes Facebook post. The original post can be found pinned at https://www.facebook.com/danteroysterfinancialservices/. The entry must fulfill all Sweepstakes requirements, as specified, to be eligible to win a prize. You may not enter more times than indicated by using multiple email addresses, identities, or devices in an attempt to circumvent the rules. If You use fraudulent methods or otherwise attempt to circumvent the rules, your submission may be removed from eligibility at the sole discretion of Full Court Services.

5. Prize: One winner will receive a 4-piece set of American Tourister Solana™ NXT Spinner luggage. Actual/appraised value may differ at time of prize award. The specifics of the prize shall be solely determined by Full Court Services. No cash or other prize substitution shall be permitted except at Full Court Services discretion. The prize is nontransferable. Any and all prize-related expenses, including without limitation any and all federal, state, and/or local taxes, shall be the sole responsibility of Winner. No substitution of prize or transfer/assignment of prize to others or request for the cash equivalent by Winner is permitted. Acceptance of prize constitutes permission for Full Court Services to use Winner’s name, likeness, and entry for purposes of advertising and trade without further compensation, unless prohibited by law.

6. Odds: The odds of winning depend on the number of eligible entries received.

7. Winner Selection and Notification: Winner will be selected by random drawing under the supervision of Full Court Services on December 31, 2018. Winner will be notified by FB message on January 2, 2019 and will have 48 hours to respond. Full Court Services shall have no liability for Winner’s failure to receive notices due to spam, junk e-mail or other security settings in social media or for Winner’s provision of incorrect or otherwise non-functioning contact information. If Winner cannot be contacted, is ineligible, fails to claim the prize within 2 days from the time award notification was sent, the prize may be forfeited and an alternate Winner selected. Receipt by Winner of the prize offered in this Sweepstakes is conditioned upon compliance with any and all federal, state, and local laws and regulations. Once prize is received by Winner, the Winner will take a photo of him or herself with said prize and email or text photo to the stated in the winner’s instructions.  ANY VIOLATION OF THESE OFFICIAL RULES BY WINNER (AT FULL COURT SERVICES‘ SOLE DISCRETION) WILL RESULT IN WINNER’S DISQUALIFICATION AS WINNER OF THE SWEEPSTAKES, AND ALL PRIVILEGES AS WINNER WILL BE IMMEDIATELY TERMINATED.

8. Rights Granted by You: By entering this content (e.g., photo, video, text, etc.), You understand and agree that Full Court Services, anyone acting on behalf of Full Court Services, and Full Court Services’ licensees, successors, and assigns, shall have the right, where permitted by law, to print, publish, broadcast, distribute, and use in any media now known or hereafter developed, in perpetuity and throughout the World, without limitation, your entry, name, portrait, picture, voice, likeness, image, statements about the Sweepstakes, and biographical information for news, publicity, information, trade, advertising, public relations, and promotional purposes. without any further compensation, notice, review, or consent. Optional verbiage for Contests: By entering this content, You represent and warrant that your entry is an original work of authorship, and does not violate any third party’s proprietary or intellectual property rights. If your entry infringes upon the intellectual property right of another, You will be disqualified at the sole discretion of Full Court Services. If the content of your entry is claimed to constitute infringement of any proprietary or intellectual proprietary rights of any third party, You shall, at your sole expense, defend or settle against such claims. You shall indemnify, defend, and hold harmless Full Court Services from and against any suit, proceeding, claims, liability, loss, damage, costs or expense, which Full Court Services may incur, suffer, or be required to pay arising out of such infringement or suspected infringement of any third party’s right.

9. Terms & Conditions: Full Court Services reserves the right, in its sole discretion, to cancel, terminate, modify or suspend the Sweepstakes should virus, bug, non-authorized human intervention, fraud, or other cause beyond Full Court Services’ control corrupt or affect the administration, security, fairness, or proper conduct of the Sweepstakes. In such case, Full Court Services may select the Winner from all eligible entries received prior to and/or after (if appropriate) the action taken by Full Court Services. Full Court Services reserves the right, in its sole discretion, to disqualify any individual who tampers or attempts to tamper with the entry process or the operation of the Sweepstakes or website or violates these Terms & Conditions. Full Court Services has the right, in its sole discretion, to maintain the integrity of the Sweepstakes, to void votes for any reason, including, but not limited to: multiple entries from the same user from different IP addresses; multiple entries from the same computer in excess of that allowed by Sweepstakes rules; or the use of bots, macros, scripts, or other technical means for entering. Any attempt by an entrant to deliberately damage any website or undermine the legitimate operation of the Sweepstakes may be a violation of criminal and civil laws. Should such attempt be made, Full Court Services reserves the right to seek damages to the fullest extent permitted by law.

10. Limitation of Liability: By entering, You agree to release and hold harmless Full Court Services and its subsidiaries, affiliates, advertising and promotion agencies, partners, representatives, agents, successors, assigns, employees, officers, and directors from any liability, illness, injury, death, loss, litigation, claim, or damage that may occur, directly or indirectly, whether caused by negligence or not, from: (i) such entrant’s participation in the Sweepstakes and/or his/her acceptance, possession, use, or misuse of any prize or any portion thereof; (ii) technical failures of any kind, including but not limited to the malfunction of any computer, cable, network, hardware, or software, or other mechanical equipment; (iii) the unavailability or inaccessibility of any transmissions, telephone, or Internet service; (iv) unauthorized human intervention in any part of the entry process or the Promotion; (v) electronic or human error in the administration of the Promotion or the processing of entries.

11. Disputes: THIS SWEEPSTAKES IS GOVERNED BY THE LAWS OF USA AND IL, WITHOUT RESPECT TO CONFLICT OF LAW DOCTRINES. As a condition of participating in this Sweepstakes, participant agrees that any and all disputes that cannot be resolved between the parties, and causes of action arising out of or connected with this Sweepstakes, shall be resolved individually, without resort to any form of class action, exclusively before a court located in IL having jurisdiction. Further, in any such dispute, under no circumstances shall participant be permitted to obtain awards for, and hereby waives all rights to, punitive, incidental, or consequential damages, including reasonable attorney’s fees, other than participant’s actual out-of-pocket expenses (i.e. costs associated with entering this Sweepstakes). Participant further waives all rights to have damages multiplied or increased.

12. Sponsor: The Sponsor of the Sweepstakes is Full Court Services.

13. By participating in the contest, You, the Contestant, have affirmatively reviewed, accepted, and agreed to all of the Official Rules & Regulations.

NO PURCHASE IS NECESSARY TO ENTER OR WIN. A PURCHASE DOES NOT INCREASE THE CHANCES OF WINNING.

1. Eligibility: This Sweepstakes is open only to those who are 18 as of the date of entry. The Sweepstakes is only open to legal residents of Illinois, Indiana, Florida, and is void where prohibited by law. Employees of Full Court Services, its affiliates, subsidiaries, advertising and promotion agencies, and suppliers, (collectively the “Employees”), and immediate family members and/or those living in the same household of Employees are not eligible to participate in the Sweepstakes. The Sweepstakes is subject to all applicable federal, state, and local laws and regulations. Void where prohibited.

2. Agreement to Rules: By participating, the Contestant (“You”) agree to be fully unconditionally bound by these Rules, and You represent and warrant that You meet the eligibility requirements. In addition, You agree to accept the decisions of Full Court Services as final and binding as it relates to the content of this Sweepstakes.

3. Sweepstakes Period: Entries will be accepted online starting October 5, 2018 at 1:00 PM (CDT) and ending on October 12, 2018. All online entries must be received by 1:00 PM (CDT) on October 12, 2018​.

4. How to Enter: The Sweepstakes must be entered by “liking” the sweepstakes Facebook post. The original post can be found pinned at https://www.facebook.com/danteroysterfinancialservices/. The entry must fulfill all Sweepstakes requirements, as specified, to be eligible to win a prize. You may not enter more times than indicated by using multiple email addresses, identities, or devices in an attempt to circumvent the rules. If You use fraudulent methods or otherwise attempt to circumvent the rules, your submission may be removed from eligibility at the sole discretion of Full Court Services.

5. Prizes: The Winner(s) of the Sweepstakes (the “Winner”) will receive one entryway makeover set including a Mohawk Home Gothic Entry Geometric Rubber Slice Doormat - 23'' x 35'', a Belle Maison 3-Hook Mail Wall Décor and a mirrored wall hanging. Actual/appraised value may differ at time of prize award. The specifics of the prize shall be solely determined by Full Court Services. No cash or other prize substitution shall be permitted except at Full Court Services discretion. The prize is nontransferable. Any and all prize-related expenses, including without limitation any and all federal, state, and/or local taxes, shall be the sole responsibility of Winner. No substitution of prize or transfer/assignment of prize to others or request for the cash equivalent by Winner is permitted. Acceptance of prize constitutes permission for Full Court Services to use Winner’s name, likeness, and entry for purposes of advertising and trade without further compensation, unless prohibited by law.

6. Odds: The odds of winning depend on the number of eligible entries received.

7. Winner Selection and Notification: Winner will be selected by random drawing under the supervision of Full Court Services on October 13, 2018. Winner will be notified by FB message on October 14, 2018 and will have 48 hours to respond. Full Court Services shall have no liability for Winner’s failure to receive notices due to spam, junk e-mail or other security settings in social media or for Winner’s provision of incorrect or otherwise non-functioning contact information. If Winner cannot be contacted, is ineligible, fails to claim the prize within 2 days from the time award notification was sent, the prize may be forfeited and an alternate Winner selected. Receipt by Winner of the prize offered in this Sweepstakes is conditioned upon compliance with any and all federal, state, and local laws and regulations. Once prize is received by Winner, the Winner will take a photo of him or herself with said prize and email or text photo to the stated in the winner’s instructions.  ANY VIOLATION OF THESE OFFICIAL RULES BY WINNER (AT FULL COURT SERVICES‘ SOLE DISCRETION) WILL RESULT IN WINNER’S DISQUALIFICATION AS WINNER OF THE SWEEPSTAKES, AND ALL PRIVILEGES AS WINNER WILL BE IMMEDIATELY TERMINATED.

8. Rights Granted by You: By entering this content (e.g., photo, video, text, etc.), You understand and agree that Full Court Services, anyone acting on behalf of Full Court Services, and Full Court Services’ licensees, successors, and assigns, shall have the right, where permitted by law, to print, publish, broadcast, distribute, and use in any media now known or hereafter developed, in perpetuity and throughout the World, without limitation, your entry, name, portrait, picture, voice, likeness, image, statements about the Sweepstakes, and biographical information for news, publicity, information, trade, advertising, public relations, and promotional purposes. without any further compensation, notice, review, or consent. Optional verbiage for Contests: By entering this content, You represent and warrant that your entry is an original work of authorship, and does not violate any third party’s proprietary or intellectual property rights. If your entry infringes upon the intellectual property right of another, You will be disqualified at the sole discretion of Full Court Services. If the content of your entry is claimed to constitute infringement of any proprietary or intellectual proprietary rights of any third party, You shall, at your sole expense, defend or settle against such claims. You shall indemnify, defend, and hold harmless Full Court Services from and against any suit, proceeding, claims, liability, loss, damage, costs or expense, which Full Court Services may incur, suffer, or be required to pay arising out of such infringement or suspected infringement of any third party’s right.

9. Terms & Conditions: Full Court Services reserves the right, in its sole discretion, to cancel, terminate, modify or suspend the Sweepstakes should virus, bug, non-authorized human intervention, fraud, or other cause beyond Full Court Services’ control corrupt or affect the administration, security, fairness, or proper conduct of the Sweepstakes. In such case, Full Court Services may select the Winner from all eligible entries received prior to and/or after (if appropriate) the action taken by Full Court Services. Full Court Services reserves the right, in its sole discretion, to disqualify any individual who tampers or attempts to tamper with the entry process or the operation of the Sweepstakes or website or violates these Terms & Conditions. Full Court Services has the right, in its sole discretion, to maintain the integrity of the Sweepstakes, to void votes for any reason, including, but not limited to: multiple entries from the same user from different IP addresses; multiple entries from the same computer in excess of that allowed by Sweepstakes rules; or the use of bots, macros, scripts, or other technical means for entering. Any attempt by an entrant to deliberately damage any website or undermine the legitimate operation of the Sweepstakes may be a violation of criminal and civil laws. Should such attempt be made, Full Court Services reserves the right to seek damages to the fullest extent permitted by law.

10. Limitation of Liability: By entering, You agree to release and hold harmless Full Court Services and its subsidiaries, affiliates, advertising and promotion agencies, partners, representatives, agents, successors, assigns, employees, officers, and directors from any liability, illness, injury, death, loss, litigation, claim, or damage that may occur, directly or indirectly, whether caused by negligence or not, from: (i) such entrant’s participation in the Sweepstakes and/or his/her acceptance, possession, use, or misuse of any prize or any portion thereof; (ii) technical failures of any kind, including but not limited to the malfunction of any computer, cable, network, hardware, or software, or other mechanical equipment; (iii) the unavailability or inaccessibility of any transmissions, telephone, or Internet service; (iv) unauthorized human intervention in any part of the entry process or the Promotion; (v) electronic or human error in the administration of the Promotion or the processing of entries.

11. Disputes: THIS SWEEPSTAKES IS GOVERNED BY THE LAWS OF USA AND IL, WITHOUT RESPECT TO CONFLICT OF LAW DOCTRINES. As a condition of participating in this Sweepstakes, participant agrees that any and all disputes that cannot be resolved between the parties, and causes of action arising out of or connected with this Sweepstakes, shall be resolved individually, without resort to any form of class action, exclusively before a court located in IL having jurisdiction. Further, in any such dispute, under no circumstances shall participant be permitted to obtain awards for, and hereby waives all rights to, punitive, incidental, or consequential damages, including reasonable attorney’s fees, other than participant’s actual out-of-pocket expenses (i.e. costs associated with entering this Sweepstakes). Participant further waives all rights to have damages multiplied or increased.

12. Sponsor: The Sponsor of the Sweepstakes is Full Court Services.

13. By participating in the contest, You, the Contestant, have affirmatively reviewed, accepted, and agreed to all of the Official Rules & Regulations.

NO PURCHASE IS NECESSARY TO ENTER OR WIN. A PURCHASE DOES NOT INCREASE THE CHANCES OF WINNING.

1. Eligibility: This Sweepstakes is open only to those who are 18 as of the date of entry. The Sweepstakes is only open to legal residents of Illinois, Indiana, Florida, and is void where prohibited by law. Employees of Full Court Services, its affiliates, subsidiaries, advertising and promotion agencies, and suppliers, (collectively the “Employees”), and immediate family members and/or those living in the same household of Employees are not eligible to participate in the Sweepstakes. The Sweepstakes is subject to all applicable federal, state, and local laws and regulations. Void where prohibited.

2. Agreement to Rules: By participating, the Contestant (“You”) agree to be fully unconditionally bound by these Rules, and You represent and warrant that You meet the eligibility requirements. In addition, You agree to accept the decisions of Full Court Services as final and binding as it relates to the content of this Sweepstakes.

3. Sweepstakes Period: Entries will be accepted online starting August 3, 2018 at 10:00 AM (CDT) and ending on August 10, 2018. All online entries must be received by 10:00 AM (CDT) on August 10, 201.

4. How to Enter: The Sweepstakes must be entered by “liking” the sweepstakes Facebook post. The original post can be found pinned at https://www.facebook.com/danteroysterfinancialservices/. The entry must fulfill all Sweepstakes requirements, as specified, to be eligible to win a prize. You may not enter more times than indicated by using multiple email addresses, identities, or devices in an attempt to circumvent the rules. If You use fraudulent methods or otherwise attempt to circumvent the rules, your submission may be removed from eligibility at the sole discretion of Full Court Services.

5. Prizes: The Winner(s) of the Sweepstakes (the “Winner”) will receive bathroom décor that includes a rug, assorted towels and wooden nesting boxes. Actual/appraised value may differ at time of prize award. The specifics of the prize shall be solely determined by Full Court Services. No cash or other prize substitution shall be permitted except at Full Court Services discretion. The prize is nontransferable. Any and all prize-related expenses, including without limitation any and all federal, state, and/or local taxes, shall be the sole responsibility of Winner. No substitution of prize or transfer/assignment of prize to others or request for the cash equivalent by Winner is permitted. Acceptance of prize constitutes permission for Full Court Services to use Winner’s name, likeness, and entry for purposes of advertising and trade without further compensation, unless prohibited by law.

6. Odds: The odds of winning depend on the number of eligible entries received.

7. Winner Selection and Notification: Winner will be selected by random drawing under the supervision of Full Court Services on August 11, 2018. Winner will be notified by FB message on August 13, 2018 and will have 48 hours to respond. Full Court Services shall have no liability for Winner’s failure to receive notices due to spam, junk e-mail or other security settings in social media or for Winner’s provision of incorrect or otherwise non-functioning contact information. If Winner cannot be contacted, is ineligible, fails to claim the prize within 2 days from the time award notification was sent, the prize may be forfeited and an alternate Winner selected. Receipt by Winner of the prize offered in this Sweepstakes is conditioned upon compliance with any and all federal, state, and local laws and regulations. Once prize is received by Winner, the Winner will take a photo of him or herself with said prize and email or text photo to the stated in the winner’s instructions.  ANY VIOLATION OF THESE OFFICIAL RULES BY WINNER (AT FULL COURT SERVICES‘ SOLE DISCRETION) WILL RESULT IN WINNER’S DISQUALIFICATION AS WINNER OF THE SWEEPSTAKES, AND ALL PRIVILEGES AS WINNER WILL BE IMMEDIATELY TERMINATED.

8. Rights Granted by You: By entering this content (e.g., photo, video, text, etc.), You understand and agree that Full Court Services, anyone acting on behalf of Full Court Services, and Full Court Services’ licensees, successors, and assigns, shall have the right, where permitted by law, to print, publish, broadcast, distribute, and use in any media now known or hereafter developed, in perpetuity and throughout the World, without limitation, your entry, name, portrait, picture, voice, likeness, image, statements about the Sweepstakes, and biographical information for news, publicity, information, trade, advertising, public relations, and promotional purposes. without any further compensation, notice, review, or consent. Optional verbiage for Contests: By entering this content, You represent and warrant that your entry is an original work of authorship, and does not violate any third party’s proprietary or intellectual property rights. If your entry infringes upon the intellectual property right of another, You will be disqualified at the sole discretion of Full Court Services. If the content of your entry is claimed to constitute infringement of any proprietary or intellectual proprietary rights of any third party, You shall, at your sole expense, defend or settle against such claims. You shall indemnify, defend, and hold harmless Full Court Services from and against any suit, proceeding, claims, liability, loss, damage, costs or expense, which Full Court Services may incur, suffer, or be required to pay arising out of such infringement or suspected infringement of any third party’s right.

9. Terms & Conditions: Full Court Services reserves the right, in its sole discretion, to cancel, terminate, modify or suspend the Sweepstakes should virus, bug, non-authorized human intervention, fraud, or other cause beyond Full Court Services’ control corrupt or affect the administration, security, fairness, or proper conduct of the Sweepstakes. In such case, Full Court Services may select the Winner from all eligible entries received prior to and/or after (if appropriate) the action taken by Full Court Services. Full Court Services reserves the right, in its sole discretion, to disqualify any individual who tampers or attempts to tamper with the entry process or the operation of the Sweepstakes or website or violates these Terms & Conditions. Full Court Services has the right, in its sole discretion, to maintain the integrity of the Sweepstakes, to void votes for any reason, including, but not limited to: multiple entries from the same user from different IP addresses; multiple entries from the same computer in excess of that allowed by Sweepstakes rules; or the use of bots, macros, scripts, or other technical means for entering. Any attempt by an entrant to deliberately damage any website or undermine the legitimate operation of the Sweepstakes may be a violation of criminal and civil laws. Should such attempt be made, Full Court Services reserves the right to seek damages to the fullest extent permitted by law.

10. Limitation of Liability: By entering, You agree to release and hold harmless Full Court Services and its subsidiaries, affiliates, advertising and promotion agencies, partners, representatives, agents, successors, assigns, employees, officers, and directors from any liability, illness, injury, death, loss, litigation, claim, or damage that may occur, directly or indirectly, whether caused by negligence or not, from: (i) such entrant’s participation in the Sweepstakes and/or his/her acceptance, possession, use, or misuse of any prize or any portion thereof; (ii) technical failures of any kind, including but not limited to the malfunction of any computer, cable, network, hardware, or software, or other mechanical equipment; (iii) the unavailability or inaccessibility of any transmissions, telephone, or Internet service; (iv) unauthorized human intervention in any part of the entry process or the Promotion; (v) electronic or human error in the administration of the Promotion or the processing of entries.

11. Disputes: THIS SWEEPSTAKES IS GOVERNED BY THE LAWS OF USA AND IL, WITHOUT RESPECT TO CONFLICT OF LAW DOCTRINES. As a condition of participating in this Sweepstakes, participant agrees that any and all disputes that cannot be resolved between the parties, and causes of action arising out of or connected with this Sweepstakes, shall be resolved individually, without resort to any form of class action, exclusively before a court located in IL having jurisdiction. Further, in any such dispute, under no circumstances shall participant be permitted to obtain awards for, and hereby waives all rights to, punitive, incidental, or consequential damages, including reasonable attorney’s fees, other than participant’s actual out-of-pocket expenses (i.e. costs associated with entering this Sweepstakes). Participant further waives all rights to have damages multiplied or increased.

12. Sponsor: The Sponsor of the Sweepstakes is Full Court Services.

13. By participating in the contest, You, the Contestant, have affirmatively reviewed, accepted, and agreed to all of the Official Rules & Regulations.

NO PURCHASE IS NECESSARY TO ENTER OR WIN. A PURCHASE DOES NOT INCREASE THE CHANCES OF WINNING.

1. Eligibility: This Sweepstakes is open only to those who are 18 as of the date of entry. The Sweepstakes is only open to legal residents of Illinois, Indiana, Florida, and is void where prohibited by law. Employees of Full Court Services, its affiliates, subsidiaries, advertising and promotion agencies, and suppliers, (collectively the “Employees”), and immediate family members and/or those living in the same household of Employees are not eligible to participate in the Sweepstakes. The Sweepstakes is subject to all applicable federal, state, and local laws and regulations. Void where prohibited.

2. Agreement to Rules: By participating, the Contestant (“You”) agree to be fully unconditionally bound by these Rules, and You represent and warrant that You meet the eligibility requirements. In addition, You agree to accept the decisions of Full Court Services as final and binding as it relates to the content of this Sweepstakes.

3. Sweepstakes Period: Entries will be accepted online starting May 15, 2018 at 3:00 PM (CDT) and ending on May 22, 2018. All online entries must be received by 3:00 PM (CDT) on May 22, 201.

4. How to Enter: The Sweepstakes must be entered by “liking” the sweepstakes Facebook post. The original post can be found pinned at https://www.facebook.com/danteroysterfinancialservices/. The entry must fulfill all Sweepstakes requirements, as specified, to be eligible to win a prize. You may not enter more times than indicated by using multiple email addresses, identities, or devices in an attempt to circumvent the rules. If You use fraudulent methods or otherwise attempt to circumvent the rules, your submission may be removed from eligibility at the sole discretion of Full Court Services.

5. Prizes: The Winner(s) of the Sweepstakes (the “Winner”) will receive one bathroom assortment including rug, towels and organizers. Actual/appraised value may differ at time of prize award. The specifics of the prize shall be solely determined by Full Court Services. No cash or other prize substitution shall be permitted except at Full Court Services discretion. The prize is nontransferable. Any and all prize-related expenses, including without limitation any and all federal, state, and/or local taxes, shall be the sole responsibility of Winner. No substitution of prize or transfer/assignment of prize to others or request for the cash equivalent by Winner is permitted. Acceptance of prize constitutes permission for Full Court Services to use Winner’s name, likeness, and entry for purposes of advertising and trade without further compensation, unless prohibited by law.

6. Odds: The odds of winning depend on the number of eligible entries received.

7. Winner Selection and Notification: Winner will be selected by random drawing under the supervision of Full Court Services on May 23, 2018. Winner will be notified by FB message on May 24, 2018 and will have 48 hours to respond. Full Court Services shall have no liability for Winner’s failure to receive notices due to spam, junk e-mail or other security settings in social media or for Winner’s provision of incorrect or otherwise non-functioning contact information. If Winner cannot be contacted, is ineligible, fails to claim the prize within 2 days from the time award notification was sent, the prize may be forfeited and an alternate Winner selected. Receipt by Winner of the prize offered in this Sweepstakes is conditioned upon compliance with any and all federal, state, and local laws and regulations. Once prize is received by Winner, the Winner will take a photo of him or herself with said prize and email or text photo to the stated in the winner’s instructions.  ANY VIOLATION OF THESE OFFICIAL RULES BY WINNER (AT FULL COURT SERVICES‘ SOLE DISCRETION) WILL RESULT IN WINNER’S DISQUALIFICATION AS WINNER OF THE SWEEPSTAKES, AND ALL PRIVILEGES AS WINNER WILL BE IMMEDIATELY TERMINATED.

8. Rights Granted by You: By entering this content (e.g., photo, video, text, etc.), You understand and agree that Full Court Services, anyone acting on behalf of Full Court Services, and Full Court Services’ licensees, successors, and assigns, shall have the right, where permitted by law, to print, publish, broadcast, distribute, and use in any media now known or hereafter developed, in perpetuity and throughout the World, without limitation, your entry, name, portrait, picture, voice, likeness, image, statements about the Sweepstakes, and biographical information for news, publicity, information, trade, advertising, public relations, and promotional purposes. without any further compensation, notice, review, or consent. Optional verbiage for Contests: By entering this content, You represent and warrant that your entry is an original work of authorship, and does not violate any third party’s proprietary or intellectual property rights. If your entry infringes upon the intellectual property right of another, You will be disqualified at the sole discretion of Full Court Services. If the content of your entry is claimed to constitute infringement of any proprietary or intellectual proprietary rights of any third party, You shall, at your sole expense, defend or settle against such claims. You shall indemnify, defend, and hold harmless Full Court Services from and against any suit, proceeding, claims, liability, loss, damage, costs or expense, which Full Court Services may incur, suffer, or be required to pay arising out of such infringement or suspected infringement of any third party’s right.

9. Terms & Conditions: Full Court Services reserves the right, in its sole discretion, to cancel, terminate, modify or suspend the Sweepstakes should virus, bug, non-authorized human intervention, fraud, or other cause beyond Full Court Services’ control corrupt or affect the administration, security, fairness, or proper conduct of the Sweepstakes. In such case, Full Court Services may select the Winner from all eligible entries received prior to and/or after (if appropriate) the action taken by Full Court Services. Full Court Services reserves the right, in its sole discretion, to disqualify any individual who tampers or attempts to tamper with the entry process or the operation of the Sweepstakes or website or violates these Terms & Conditions. Full Court Services has the right, in its sole discretion, to maintain the integrity of the Sweepstakes, to void votes for any reason, including, but not limited to: multiple entries from the same user from different IP addresses; multiple entries from the same computer in excess of that allowed by Sweepstakes rules; or the use of bots, macros, scripts, or other technical means for entering. Any attempt by an entrant to deliberately damage any website or undermine the legitimate operation of the Sweepstakes may be a violation of criminal and civil laws. Should such attempt be made, Full Court Services reserves the right to seek damages to the fullest extent permitted by law.

10. Limitation of Liability: By entering, You agree to release and hold harmless Full Court Services and its subsidiaries, affiliates, advertising and promotion agencies, partners, representatives, agents, successors, assigns, employees, officers, and directors from any liability, illness, injury, death, loss, litigation, claim, or damage that may occur, directly or indirectly, whether caused by negligence or not, from: (i) such entrant’s participation in the Sweepstakes and/or his/her acceptance, possession, use, or misuse of any prize or any portion thereof; (ii) technical failures of any kind, including but not limited to the malfunction of any computer, cable, network, hardware, or software, or other mechanical equipment; (iii) the unavailability or inaccessibility of any transmissions, telephone, or Internet service; (iv) unauthorized human intervention in any part of the entry process or the Promotion; (v) electronic or human error in the administration of the Promotion or the processing of entries.

11. Disputes: THIS SWEEPSTAKES IS GOVERNED BY THE LAWS OF USA AND IL, WITHOUT RESPECT TO CONFLICT OF LAW DOCTRINES. As a condition of participating in this Sweepstakes, participant agrees that any and all disputes that cannot be resolved between the parties, and causes of action arising out of or connected with this Sweepstakes, shall be resolved individually, without resort to any form of class action, exclusively before a court located in IL having jurisdiction. Further, in any such dispute, under no circumstances shall participant be permitted to obtain awards for, and hereby waives all rights to, punitive, incidental, or consequential damages, including reasonable attorney’s fees, other than participant’s actual out-of-pocket expenses (i.e. costs associated with entering this Sweepstakes). Participant further waives all rights to have damages multiplied or increased.

12. Sponsor: The Sponsor of the Sweepstakes is Full Court Services.

13. By participating in the contest, You, the Contestant, have affirmatively reviewed, accepted, and agreed to all of the Official Rules & Regulations.

NO PURCHASE IS NECESSARY TO ENTER OR WIN. A PURCHASE DOES NOT INCREASE THE CHANCES OF WINNING.

1. Eligibility: This Sweepstakes is open only to those who are 18 as of the date of entry. The Sweepstakes is only open to legal residents of Illinois, Indiana, Florida, and is void where prohibited by law. Employees of Full Court Services, its affiliates, subsidiaries, advertising and promotion agencies, and suppliers, (collectively the “Employees”), and immediate family members and/or those living in the same household of Employees are not eligible to participate in the Sweepstakes. The Sweepstakes is subject to all applicable federal, state, and local laws and regulations. Void where prohibited.

2. Agreement to Rules: By participating, the Contestant (“You”) agree to be fully unconditionally bound by these Rules, and You represent and warrant that You meet the eligibility requirements. In addition, You agree to accept the decisions of Full Court Services as final and binding as it relates to the content of this Sweepstakes.

3. Sweepstakes Period: Entries will be accepted online starting April 6, 2018 at 10:00 AM (CDT) and ending on April 13, 2018. All online entries must be received by 10:00 AM (CDT) on April 13, 201.

4. How to Enter: The Sweepstakes must be entered by “liking” the sweepstakes Facebook post. The original post can be found pinned at https://www.facebook.com/danteroysterfinancialservices/. The entry must fulfill all Sweepstakes requirements, as specified, to be eligible to win a prize. You may not enter more times than indicated by using multiple email addresses, identities, or devices in an attempt to circumvent the rules. If You use fraudulent methods or otherwise attempt to circumvent the rules, your submission may be removed from eligibility at the sole discretion of Full Court Services.

5. Prizes: The Winner(s) of the Sweepstakes (the “Winner”) will receive one Order Home Collection 3-tier metal Rolling Cart. Actual/appraised value may differ at time of prize award. The specifics of the prize shall be solely determined by Full Court Services. No cash or other prize substitution shall be permitted except at Full Court Services discretion. The prize is nontransferable. Any and all prize-related expenses, including without limitation any and all federal, state, and/or local taxes, shall be the sole responsibility of Winner. No substitution of prize or transfer/assignment of prize to others or request for the cash equivalent by Winner is permitted. Acceptance of prize constitutes permission for Full Court Services to use Winner’s name, likeness, and entry for purposes of advertising and trade without further compensation, unless prohibited by law.

6. Odds: The odds of winning depend on the number of eligible entries received.

7. Winner Selection and Notification: Winner will be selected by random drawing under the supervision of Full Court Services on January 9, 2017. Winner will be notified by FB message on April 14, 2018 and will have 48 hours to respond. Full Court Services shall have no liability for Winner’s failure to receive notices due to spam, junk e-mail or other security settings in social media or for Winner’s provision of incorrect or otherwise non-functioning contact information. If Winner cannot be contacted, is ineligible, fails to claim the prize within 2 days from the time award notification was sent, the prize may be forfeited and an alternate Winner selected. Receipt by Winner of the prize offered in this Sweepstakes is conditioned upon compliance with any and all federal, state, and local laws and regulations. Once prize is received by Winner, the Winner will take a photo of him or herself with said prize and email or text photo to the stated in the winner’s instructions.  ANY VIOLATION OF THESE OFFICIAL RULES BY WINNER (AT FULL COURT SERVICES‘ SOLE DISCRETION) WILL RESULT IN WINNER’S DISQUALIFICATION AS WINNER OF THE SWEEPSTAKES, AND ALL PRIVILEGES AS WINNER WILL BE IMMEDIATELY TERMINATED.

8. Rights Granted by You: By entering this content (e.g., photo, video, text, etc.), You understand and agree that Full Court Services, anyone acting on behalf of Full Court Services, and Full Court Services’ licensees, successors, and assigns, shall have the right, where permitted by law, to print, publish, broadcast, distribute, and use in any media now known or hereafter developed, in perpetuity and throughout the World, without limitation, your entry, name, portrait, picture, voice, likeness, image, statements about the Sweepstakes, and biographical information for news, publicity, information, trade, advertising, public relations, and promotional purposes. without any further compensation, notice, review, or consent. Optional verbiage for Contests: By entering this content, You represent and warrant that your entry is an original work of authorship, and does not violate any third party’s proprietary or intellectual property rights. If your entry infringes upon the intellectual property right of another, You will be disqualified at the sole discretion of Full Court Services. If the content of your entry is claimed to constitute infringement of any proprietary or intellectual proprietary rights of any third party, You shall, at your sole expense, defend or settle against such claims. You shall indemnify, defend, and hold harmless Full Court Services from and against any suit, proceeding, claims, liability, loss, damage, costs or expense, which Full Court Services may incur, suffer, or be required to pay arising out of such infringement or suspected infringement of any third party’s right.

9. Terms & Conditions: Full Court Services reserves the right, in its sole discretion, to cancel, terminate, modify or suspend the Sweepstakes should virus, bug, non-authorized human intervention, fraud, or other cause beyond Full Court Services’ control corrupt or affect the administration, security, fairness, or proper conduct of the Sweepstakes. In such case, Full Court Services may select the Winner from all eligible entries received prior to and/or after (if appropriate) the action taken by Full Court Services. Full Court Services reserves the right, in its sole discretion, to disqualify any individual who tampers or attempts to tamper with the entry process or the operation of the Sweepstakes or website or violates these Terms & Conditions. Full Court Services has the right, in its sole discretion, to maintain the integrity of the Sweepstakes, to void votes for any reason, including, but not limited to: multiple entries from the same user from different IP addresses; multiple entries from the same computer in excess of that allowed by Sweepstakes rules; or the use of bots, macros, scripts, or other technical means for entering. Any attempt by an entrant to deliberately damage any website or undermine the legitimate operation of the Sweepstakes may be a violation of criminal and civil laws. Should such attempt be made, Full Court Services reserves the right to seek damages to the fullest extent permitted by law.

10. Limitation of Liability: By entering, You agree to release and hold harmless Full Court Services and its subsidiaries, affiliates, advertising and promotion agencies, partners, representatives, agents, successors, assigns, employees, officers, and directors from any liability, illness, injury, death, loss, litigation, claim, or damage that may occur, directly or indirectly, whether caused by negligence or not, from: (i) such entrant’s participation in the Sweepstakes and/or his/her acceptance, possession, use, or misuse of any prize or any portion thereof; (ii) technical failures of any kind, including but not limited to the malfunction of any computer, cable, network, hardware, or software, or other mechanical equipment; (iii) the unavailability or inaccessibility of any transmissions, telephone, or Internet service; (iv) unauthorized human intervention in any part of the entry process or the Promotion; (v) electronic or human error in the administration of the Promotion or the processing of entries.

11. Disputes: THIS SWEEPSTAKES IS GOVERNED BY THE LAWS OF USA AND IL, WITHOUT RESPECT TO CONFLICT OF LAW DOCTRINES. As a condition of participating in this Sweepstakes, participant agrees that any and all disputes that cannot be resolved between the parties, and causes of action arising out of or connected with this Sweepstakes, shall be resolved individually, without resort to any form of class action, exclusively before a court located in IL having jurisdiction. Further, in any such dispute, under no circumstances shall participant be permitted to obtain awards for, and hereby waives all rights to, punitive, incidental, or consequential damages, including reasonable attorney’s fees, other than participant’s actual out-of-pocket expenses (i.e. costs associated with entering this Sweepstakes). Participant further waives all rights to have damages multiplied or increased.

12. Sponsor: The Sponsor of the Sweepstakes is Full Court Services.

13. By participating in the contest, You, the Contestant, have affirmatively reviewed, accepted, and agreed to all of the Official Rules & Regulations.

NO PURCHASE IS NECESSARY TO ENTER OR WIN. A PURCHASE DOES NOT INCREASE THE CHANCES OF WINNING.

1. Eligibility: This Sweepstakes is open only to those who are 18 as of the date of entry. The Sweepstakes is only open to legal residents of Illinois, Indiana, Florida, and is void where prohibited by law. Employees of Full Court Services, its affiliates, subsidiaries, advertising and promotion agencies, and suppliers, (collectively the “Employees”), and immediate family members and/or those living in the same household of Employees are not eligible to participate in the Sweepstakes. Any person who has won a Full Court Services Sweepstakes in the past year and collected the prize is not eligible. The Sweepstakes is subject to all applicable federal, state, and local laws and regulations. Void where prohibited.

2. Agreement to Rules: By participating, the Contestant (“You”) agree to be fully unconditionally bound by these Rules, and You represent and warrant that You meet the eligibility requirements. In addition, You agree to accept the decisions of Full Court Services as final and binding as it relates to the content of this Sweepstakes.

3. Sweepstakes Period: Entries will be accepted online starting March 1, 2018 at 10:00 AM (CST) and ending on March 8, 2018. All online entries must be received by 10:00 AM (CST) on March 8, 201.

4. How to Enter: The Sweepstakes must be entered by “liking” the sweepstakes Facebook post. The original post can be found pinned at https://www.facebook.com/danteroysterfinancialservices/. The entry must fulfill all Sweepstakes requirements, as specified, to be eligible to win a prize. You may not enter more times than indicated by using multiple email addresses, identities, or devices in an attempt to circumvent the rules. If You use fraudulent methods or otherwise attempt to circumvent the rules, your submission may be removed from eligibility at the sole discretion of Full Court Services.

5. Prizes: The Winner(s) of the Sweepstakes (the “Winner”) will receive 4 place settings of Fiesta dinnerware from Kohls. Actual/appraised value may differ at time of prize award. The specifics of the prize shall be solely determined by Full Court Services. No cash or other prize substitution shall be permitted except at Full Court Services discretion. The prize is nontransferable. Any and all prize-related expenses, including without limitation any and all federal, state, and/or local taxes, shall be the sole responsibility of Winner. No substitution of prize or transfer/assignment of prize to others or request for the cash equivalent by Winner is permitted. Acceptance of prize constitutes permission for Full Court Services to use Winner’s name, likeness, and entry for purposes of advertising and trade without further compensation, unless prohibited by law.

6. Odds: The odds of winning depend on the number of eligible entries received.

7. Winner Selection and Notification: Winner will be selected by random drawing under the supervision of Full Court Services on March 9, 2018. Winner will be notified by FB message on March 10, 2018 and will have 48 hours to respond. Full Court Services shall have no liability for Winner’s failure to receive notices due to spam, junk e-mail or other security settings in social media or for Winner’s provision of incorrect or otherwise non-functioning contact information. If Winner cannot be contacted, is ineligible, fails to claim the prize within 2 days from the time award notification was sent, the prize may be forfeited and an alternate Winner selected. Receipt by Winner of the prize offered in this Sweepstakes is conditioned upon compliance with any and all federal, state, and local laws and regulations. Once prize is received by Winner, the Winner will take a photo of him or herself with said prize and email or text photo to the stated in the winner’s instructions.  ANY VIOLATION OF THESE OFFICIAL RULES BY WINNER (AT FULL COURT SERVICES‘ SOLE DISCRETION) WILL RESULT IN WINNER’S DISQUALIFICATION AS WINNER OF THE SWEEPSTAKES, AND ALL PRIVILEGES AS WINNER WILL BE IMMEDIATELY TERMINATED.

8. Rights Granted by You: By entering this content (e.g., photo, video, text, etc.), You understand and agree that Full Court Services, anyone acting on behalf of Full Court Services, and Full Court Services’ licensees, successors, and assigns, shall have the right, where permitted by law, to print, publish, broadcast, distribute, and use in any media now known or hereafter developed, in perpetuity and throughout the World, without limitation, your entry, name, portrait, picture, voice, likeness, image, statements about the Sweepstakes, and biographical information for news, publicity, information, trade, advertising, public relations, and promotional purposes. without any further compensation, notice, review, or consent. Optional verbiage for Contests: By entering this content, You represent and warrant that your entry is an original work of authorship, and does not violate any third party’s proprietary or intellectual property rights. If your entry infringes upon the intellectual property right of another, You will be disqualified at the sole discretion of Full Court Services. If the content of your entry is claimed to constitute infringement of any proprietary or intellectual proprietary rights of any third party, You shall, at your sole expense, defend or settle against such claims. You shall indemnify, defend, and hold harmless Full Court Services from and against any suit, proceeding, claims, liability, loss, damage, costs or expense, which Full Court Services may incur, suffer, or be required to pay arising out of such infringement or suspected infringement of any third party’s right.

9. Terms & Conditions: Full Court Services reserves the right, in its sole discretion, to cancel, terminate, modify or suspend the Sweepstakes should virus, bug, non-authorized human intervention, fraud, or other cause beyond Full Court Services’ control corrupt or affect the administration, security, fairness, or proper conduct of the Sweepstakes. In such case, Full Court Services may select the Winner from all eligible entries received prior to and/or after (if appropriate) the action taken by Full Court Services. Full Court Services reserves the right, in its sole discretion, to disqualify any individual who tampers or attempts to tamper with the entry process or the operation of the Sweepstakes or website or violates these Terms & Conditions. Full Court Services has the right, in its sole discretion, to maintain the integrity of the Sweepstakes, to void votes for any reason, including, but not limited to: multiple entries from the same user from different IP addresses; multiple entries from the same computer in excess of that allowed by Sweepstakes rules; or the use of bots, macros, scripts, or other technical means for entering. Any attempt by an entrant to deliberately damage any website or undermine the legitimate operation of the Sweepstakes may be a violation of criminal and civil laws. Should such attempt be made, Full Court Services reserves the right to seek damages to the fullest extent permitted by law.

10. Limitation of Liability: By entering, You agree to release and hold harmless Full Court Services and its subsidiaries, affiliates, advertising and promotion agencies, partners, representatives, agents, successors, assigns, employees, officers, and directors from any liability, illness, injury, death, loss, litigation, claim, or damage that may occur, directly or indirectly, whether caused by negligence or not, from: (i) such entrant’s participation in the Sweepstakes and/or his/her acceptance, possession, use, or misuse of any prize or any portion thereof; (ii) technical failures of any kind, including but not limited to the malfunction of any computer, cable, network, hardware, or software, or other mechanical equipment; (iii) the unavailability or inaccessibility of any transmissions, telephone, or Internet service; (iv) unauthorized human intervention in any part of the entry process or the Promotion; (v) electronic or human error in the administration of the Promotion or the processing of entries.

11. Disputes: THIS SWEEPSTAKES IS GOVERNED BY THE LAWS OF USA AND IL, WITHOUT RESPECT TO CONFLICT OF LAW DOCTRINES. As a condition of participating in this Sweepstakes, participant agrees that any and all disputes that cannot be resolved between the parties, and causes of action arising out of or connected with this Sweepstakes, shall be resolved individually, without resort to any form of class action, exclusively before a court located in IL having jurisdiction. Further, in any such dispute, under no circumstances shall participant be permitted to obtain awards for, and hereby waives all rights to, punitive, incidental, or consequential damages, including reasonable attorney’s fees, other than participant’s actual out-of-pocket expenses (i.e. costs associated with entering this Sweepstakes). Participant further waives all rights to have damages multiplied or increased.

12. Sponsor: The Sponsor of the Sweepstakes is Full Court Services.

13. By participating in the contest, You, the Contestant, have affirmatively reviewed, accepted, and agreed to all of the Official Rules & Regulations.

NO PURCHASE IS NECESSARY TO ENTER OR WIN. A PURCHASE DOES NOT INCREASE THE CHANCES OF WINNING.

1. Eligibility: This Sweepstakes is open only to those who are 18 as of the date of entry. The Sweepstakes is only open to legal residents of Illinois, Indiana, Florida, and is void where prohibited by law. Employees of Full Court Services, its affiliates, subsidiaries, advertising and promotion agencies, and suppliers, (collectively the “Employees”), and immediate family members and/or those living in the same household of Employees are not eligible to participate in the Sweepstakes. Any person who has won a Full Court Services Sweepstakes in the past year and collected the prize is not eligible. The Sweepstakes is subject to all applicable federal, state, and local laws and regulations. Void where prohibited.

2. Agreement to Rules: By participating, the Contestant (“You”) agree to be fully unconditionally bound by these Rules, and You represent and warrant that You meet the eligibility requirements. In addition, You agree to accept the decisions of Full Court Services as final and binding as it relates to the content of this Sweepstakes.

3. Sweepstakes Period: Entries will be accepted online starting February 5, 2018 at 5:00 PM (CST) and ending on January 12, 2018. All online entries must be received by 5:00 PM (CST) on January 12, 201.

4. How to Enter: The Sweepstakes must be entered by “liking” the sweepstakes Facebook post. The original post can be found pinned at https://www.facebook.com/danteroysterfinancialservices/. The entry must fulfill all Sweepstakes requirements, as specified, to be eligible to win a prize. You may not enter more times than indicated by using multiple email addresses, identities, or devices in an attempt to circumvent the rules. If You use fraudulent methods or otherwise attempt to circumvent the rules, your submission may be removed from eligibility at the sole discretion of Full Court Services.

5. Prizes: The Winner(s) of the Sweepstakes (the “Winner”) will receive one set of Farberware pans. Actual/appraised value may differ at time of prize award. The specifics of the prize shall be solely determined by Full Court Services. No cash or other prize substitution shall be permitted except at Full Court Services discretion. The prize is nontransferable. Any and all prize-related expenses, including without limitation any and all federal, state, and/or local taxes, shall be the sole responsibility of Winner. No substitution of prize or transfer/assignment of prize to others or request for the cash equivalent by Winner is permitted. Acceptance of prize constitutes permission for Full Court Services to use Winner’s name, likeness, and entry for purposes of advertising and trade without further compensation, unless prohibited by law.

6. Odds: The odds of winning depend on the number of eligible entries received.

7. Winner Selection and Notification: Winner will be selected by random drawing under the supervision of Full Court Services on February 13, 2017. Winner will be notified by FB message on February 14, 2018 and will have 48 hours to respond. Full Court Services shall have no liability for Winner’s failure to receive notices due to spam, junk e-mail or other security settings in social media or for Winner’s provision of incorrect or otherwise non-functioning contact information. If Winner cannot be contacted, is ineligible, fails to claim the prize within 2 days from the time award notification was sent, the prize may be forfeited and an alternate Winner selected. Receipt by Winner of the prize offered in this Sweepstakes is conditioned upon compliance with any and all federal, state, and local laws and regulations. Once prize is received by Winner, the Winner will take a photo of him or herself with said prize and email or text photo to the stated in the winner’s instructions.  ANY VIOLATION OF THESE OFFICIAL RULES BY WINNER (AT FULL COURT SERVICES‘ SOLE DISCRETION) WILL RESULT IN WINNER’S DISQUALIFICATION AS WINNER OF THE SWEEPSTAKES, AND ALL PRIVILEGES AS WINNER WILL BE IMMEDIATELY TERMINATED.

8. Rights Granted by You: By entering this content (e.g., photo, video, text, etc.), You understand and agree that Full Court Services, anyone acting on behalf of Full Court Services, and Full Court Services’ licensees, successors, and assigns, shall have the right, where permitted by law, to print, publish, broadcast, distribute, and use in any media now known or hereafter developed, in perpetuity and throughout the World, without limitation, your entry, name, portrait, picture, voice, likeness, image, statements about the Sweepstakes, and biographical information for news, publicity, information, trade, advertising, public relations, and promotional purposes. without any further compensation, notice, review, or consent. Optional verbiage for Contests: By entering this content, You represent and warrant that your entry is an original work of authorship, and does not violate any third party’s proprietary or intellectual property rights. If your entry infringes upon the intellectual property right of another, You will be disqualified at the sole discretion of Full Court Services. If the content of your entry is claimed to constitute infringement of any proprietary or intellectual proprietary rights of any third party, You shall, at your sole expense, defend or settle against such claims. You shall indemnify, defend, and hold harmless Full Court Services from and against any suit, proceeding, claims, liability, loss, damage, costs or expense, which Full Court Services may incur, suffer, or be required to pay arising out of such infringement or suspected infringement of any third party’s right.

9. Terms & Conditions: Full Court Services reserves the right, in its sole discretion, to cancel, terminate, modify or suspend the Sweepstakes should virus, bug, non-authorized human intervention, fraud, or other cause beyond Full Court Services’ control corrupt or affect the administration, security, fairness, or proper conduct of the Sweepstakes. In such case, Full Court Services may select the Winner from all eligible entries received prior to and/or after (if appropriate) the action taken by Full Court Services. Full Court Services reserves the right, in its sole discretion, to disqualify any individual who tampers or attempts to tamper with the entry process or the operation of the Sweepstakes or website or violates these Terms & Conditions. Full Court Services has the right, in its sole discretion, to maintain the integrity of the Sweepstakes, to void votes for any reason, including, but not limited to: multiple entries from the same user from different IP addresses; multiple entries from the same computer in excess of that allowed by Sweepstakes rules; or the use of bots, macros, scripts, or other technical means for entering. Any attempt by an entrant to deliberately damage any website or undermine the legitimate operation of the Sweepstakes may be a violation of criminal and civil laws. Should such attempt be made, Full Court Services reserves the right to seek damages to the fullest extent permitted by law.

10. Limitation of Liability: By entering, You agree to release and hold harmless Full Court Services and its subsidiaries, affiliates, advertising and promotion agencies, partners, representatives, agents, successors, assigns, employees, officers, and directors from any liability, illness, injury, death, loss, litigation, claim, or damage that may occur, directly or indirectly, whether caused by negligence or not, from: (i) such entrant’s participation in the Sweepstakes and/or his/her acceptance, possession, use, or misuse of any prize or any portion thereof; (ii) technical failures of any kind, including but not limited to the malfunction of any computer, cable, network, hardware, or software, or other mechanical equipment; (iii) the unavailability or inaccessibility of any transmissions, telephone, or Internet service; (iv) unauthorized human intervention in any part of the entry process or the Promotion; (v) electronic or human error in the administration of the Promotion or the processing of entries.

11. Disputes: THIS SWEEPSTAKES IS GOVERNED BY THE LAWS OF USA AND IL, WITHOUT RESPECT TO CONFLICT OF LAW DOCTRINES. As a condition of participating in this Sweepstakes, participant agrees that any and all disputes that cannot be resolved between the parties, and causes of action arising out of or connected with this Sweepstakes, shall be resolved individually, without resort to any form of class action, exclusively before a court located in IL having jurisdiction. Further, in any such dispute, under no circumstances shall participant be permitted to obtain awards for, and hereby waives all rights to, punitive, incidental, or consequential damages, including reasonable attorney’s fees, other than participant’s actual out-of-pocket expenses (i.e. costs associated with entering this Sweepstakes). Participant further waives all rights to have damages multiplied or increased.

12. Sponsor: The Sponsor of the Sweepstakes is Full Court Services.

13. By participating in the contest, You, the Contestant, have affirmatively reviewed, accepted, and agreed to all of the Official Rules & Regulations.

NO PURCHASE IS NECESSARY TO ENTER OR WIN. A PURCHASE DOES NOT INCREASE THE CHANCES OF WINNING.

1. Eligibility: This Sweepstakes is open only to those who are 18 as of the date of entry. The Sweepstakes is only open to legal residents of Illinois, Indiana, Florida, and is void where prohibited by law. Employees of Full Court Services, its affiliates, subsidiaries, advertising and promotion agencies, and suppliers, (collectively the “Employees”), and immediate family members and/or those living in the same household of Employees are not eligible to participate in the Sweepstakes. The Sweepstakes is subject to all applicable federal, state, and local laws and regulations. Void where prohibited.

2. Agreement to Rules: By participating, the Contestant (“You”) agree to be fully unconditionally bound by these Rules, and You represent and warrant that You meet the eligibility requirements. In addition, You agree to accept the decisions of Full Court Services as final and binding as it relates to the content of this Sweepstakes.

3. Sweepstakes Period: Entries will be accepted online starting December 1, 2017 at 10:00 am (CDT) and ending on December 8, 2017. All online entries must be received by 10:00 am (CST) on December 8, 201.

4. How to Enter: The Sweepstakes must be entered by “liking” the sweepstakes Facebook post. The original post can be found pinned at https://www.facebook.com/danteroysterfinancialservices/. The entry must fulfill all Sweepstakes requirements, as specified, to be eligible to win a prize. You may not enter more times than indicated by using multiple email addresses, identities, or devices in an attempt to circumvent the rules. If You use fraudulent methods or otherwise attempt to circumvent the rules, your submission may be removed from eligibility at the sole discretion of Full Court Services.

5. Prizes: The Winner(s) of the Sweepstakes (the “Winner”) will receive an assortment of Greenridge Farm premium meats. Actual/appraised value may differ at time of prize award. The specifics of the prize shall be solely determined by Full Court Services. No cash or other prize substitution shall be permitted except at Full Court Services discretion. The prize is nontransferable. Any and all prize-related expenses, including without limitation any and all federal, state, and/or local taxes, shall be the sole responsibility of Winner. No substitution of prize or transfer/assignment of prize to others or request for the cash equivalent by Winner is permitted. Acceptance of prize constitutes permission for Full Court Services to use Winner’s name, likeness, and entry for purposes of advertising and trade without further compensation, unless prohibited by law.

6. Odds: The odds of winning depend on the number of eligible entries received.

7. Winner Selection and Notification: Winner will be selected by random drawing under the supervision of Full Court Services on December 9, 2017. Winner will be notified by FB message on December 10, 2017 and will have 48 hours to respond. Full Court Services shall have no liability for Winner’s failure to receive notices due to spam, junk e-mail or other security settings or for Winner’s provision of incorrect or otherwise non-functioning contact information. If Winner cannot be contacted, is ineligible, fails to claim the prize within 2 days from the time award notification was sent, the prize may be forfeited and an alternate Winner selected. Receipt by Winner of the prize offered in this Sweepstakes is conditioned upon compliance with any and all federal, state, and local laws and regulations. Once prize is received by Winner, the Winner will take a photo of him or herself with said prize and email or text photo to the stated in the winner’s instructions.  ANY VIOLATION OF THESE OFFICIAL RULES BY WINNER (AT FULL COURT SERVICES‘ SOLE DISCRETION) WILL RESULT IN WINNER’S DISQUALIFICATION AS WINNER OF THE SWEEPSTAKES, AND ALL PRIVILEGES AS WINNER WILL BE IMMEDIATELY TERMINATED.

8. Rights Granted by You: By entering this content (e.g., photo, video, text, etc.), You understand and agree that Full Court Services, anyone acting on behalf of Full Court Services, and Full Court Services’ licensees, successors, and assigns, shall have the right, where permitted by law, to print, publish, broadcast, distribute, and use in any media now known or hereafter developed, in perpetuity and throughout the World, without limitation, your entry, name, portrait, picture, voice, likeness, image, statements about the Sweepstakes, and biographical information for news, publicity, information, trade, advertising, public relations, and promotional purposes. without any further compensation, notice, review, or consent. Optional verbiage for Contests: By entering this content, You represent and warrant that your entry is an original work of authorship, and does not violate any third party’s proprietary or intellectual property rights. If your entry infringes upon the intellectual property right of another, You will be disqualified at the sole discretion of Full Court Services. If the content of your entry is claimed to constitute infringement of any proprietary or intellectual proprietary rights of any third party, You shall, at your sole expense, defend or settle against such claims. You shall indemnify, defend, and hold harmless Full Court Services from and against any suit, proceeding, claims, liability, loss, damage, costs or expense, which Full Court Services may incur, suffer, or be required to pay arising out of such infringement or suspected infringement of any third party’s right.

9. Terms & Conditions: Full Court Services reserves the right, in its sole discretion, to cancel, terminate, modify or suspend the Sweepstakes should virus, bug, non-authorized human intervention, fraud, or other cause beyond Full Court Services’ control corrupt or affect the administration, security, fairness, or proper conduct of the Sweepstakes. In such case, Full Court Services may select the Winner from all eligible entries received prior to and/or after (if appropriate) the action taken by Full Court Services. Full Court Services reserves the right, in its sole discretion, to disqualify any individual who tampers or attempts to tamper with the entry process or the operation of the Sweepstakes or website or violates these Terms & Conditions. Full Court Services has the right, in its sole discretion, to maintain the integrity of the Sweepstakes, to void votes for any reason, including, but not limited to: multiple entries from the same user from different IP addresses; multiple entries from the same computer in excess of that allowed by Sweepstakes rules; or the use of bots, macros, scripts, or other technical means for entering. Any attempt by an entrant to deliberately damage any website or undermine the legitimate operation of the Sweepstakes may be a violation of criminal and civil laws. Should such attempt be made, Full Court Services reserves the right to seek damages to the fullest extent permitted by law.

10. Limitation of Liability: By entering, You agree to release and hold harmless Full Court Services and its subsidiaries, affiliates, advertising and promotion agencies, partners, representatives, agents, successors, assigns, employees, officers, and directors from any liability, illness, injury, death, loss, litigation, claim, or damage that may occur, directly or indirectly, whether caused by negligence or not, from: (i) such entrant’s participation in the Sweepstakes and/or his/her acceptance, possession, use, or misuse of any prize or any portion thereof; (ii) technical failures of any kind, including but not limited to the malfunction of any computer, cable, network, hardware, or software, or other mechanical equipment; (iii) the unavailability or inaccessibility of any transmissions, telephone, or Internet service; (iv) unauthorized human intervention in any part of the entry process or the Promotion; (v) electronic or human error in the administration of the Promotion or the processing of entries.

11. Disputes: THIS SWEEPSTAKES IS GOVERNED BY THE LAWS OF USA AND IL, WITHOUT RESPECT TO CONFLICT OF LAW DOCTRINES. As a condition of participating in this Sweepstakes, participant agrees that any and all disputes that cannot be resolved between the parties, and causes of action arising out of or connected with this Sweepstakes, shall be resolved individually, without resort to any form of class action, exclusively before a court located in IL having jurisdiction. Further, in any such dispute, under no circumstances shall participant be permitted to obtain awards for, and hereby waives all rights to, punitive, incidental, or consequential damages, including reasonable attorney’s fees, other than participant’s actual out-of-pocket expenses (i.e. costs associated with entering this Sweepstakes). Participant further waives all rights to have damages multiplied or increased.

12. Sponsor: The Sponsor of the Sweepstakes is Full Court Services.

13. By participating in the contest, You, the Contestant, have affirmatively reviewed, accepted, and agreed to all of the Official Rules & Regulations.

NO PURCHASE IS NECESSARY TO ENTER OR WIN. A PURCHASE DOES NOT INCREASE THE CHANCES OF WINNING.

1. Eligibility: This Sweepstakes is open only to those who are 18 as of the date of entry. The Sweepstakes is only open to legal residents of Illinois, Indiana, Florida, and is void where prohibited by law. Employees of Full Court Services, its affiliates, subsidiaries, advertising and promotion agencies, and suppliers, (collectively the “Employees”), and immediate family members and/or those living in the same household of Employees are not eligible to participate in the Sweepstakes. The Sweepstakes is subject to all applicable federal, state, and local laws and regulations. Void where prohibited.

2. Agreement to Rules: By participating, the Contestant (“You”) agree to be fully unconditionally bound by these Rules, and You represent and warrant that You meet the eligibility requirements. In addition, You agree to accept the decisions of Full Court Services as final and binding as it relates to the content of this Sweepstakes.

3. Sweepstakes Period: Entries will be accepted online starting November 1, 2017 at 10:00 am (CDT) and ending on November 8, 2017. All online entries must be received by 10:00 am (CST) on November 8, 2017.

4. How to Enter: The Sweepstakes must be entered by “liking” the sweepstakes Facebook post. The original post can be found pinned at https://www.facebook.com/danteroysterfinancialservices/. The entry must fulfill all Sweepstakes requirements, as specified, to be eligible to win a prize. You may not enter more times than indicated by using multiple email addresses, identities, or devices in an attempt to circumvent the rules. If You use fraudulent methods or otherwise attempt to circumvent the rules, your submission may be removed from eligibility at the sole discretion of Full Court Services.

5. Prizes: The Winner(s) of the Sweepstakes (the “Winner”) will receive 1 Crock Pot Cook & Carry Slow Cooker and assorted pans and utensils. Actual/appraised value may differ at time of prize award. The specifics of the prize shall be solely determined by Full Court Services. No cash or other prize substitution shall be permitted except at Full Court Services discretion. The prize is nontransferable. Any and all prize-related expenses, including without limitation any and all federal, state, and/or local taxes, shall be the sole responsibility of Winner. No substitution of prize or transfer/assignment of prize to others or request for the cash equivalent by Winner is permitted. Acceptance of prize constitutes permission for Full Court Services to use Winner’s name, likeness, and entry for purposes of advertising and trade without further compensation, unless prohibited by law.

6. Odds: The odds of winning depend on the number of eligible entries received.

7. Winner Selection and Notification: Winner will be selected by random drawing under the supervision of Full Court Services on November 9, 2017. Winner will be notified by FB message on November 10, 2017 and will have 48 hours to respond. Full Court Services shall have no liability for Winner’s failure to receive notices due to spam, junk e-mail or other security settings or for Winner’s provision of incorrect or otherwise non-functioning contact information. If Winner cannot be contacted, is ineligible, fails to claim the prize within 2 days from the time award notification was sent, the prize may be forfeited and an alternate Winner selected. Receipt by Winner of the prize offered in this Sweepstakes is conditioned upon compliance with any and all federal, state, and local laws and regulations. Once prize is received by Winner, the Winner will take a photo of him or herself with said prize and email or text photo to the stated in the winner’s instructions.  ANY VIOLATION OF THESE OFFICIAL RULES BY WINNER (AT FULL COURT SERVICES‘ SOLE DISCRETION) WILL RESULT IN WINNER’S DISQUALIFICATION AS WINNER OF THE SWEEPSTAKES, AND ALL PRIVILEGES AS WINNER WILL BE IMMEDIATELY TERMINATED.

8. Rights Granted by You: By entering this content (e.g., photo, video, text, etc.), You understand and agree that Full Court Services, anyone acting on behalf of Full Court Services, and Full Court Services’ licensees, successors, and assigns, shall have the right, where permitted by law, to print, publish, broadcast, distribute, and use in any media now known or hereafter developed, in perpetuity and throughout the World, without limitation, your entry, name, portrait, picture, voice, likeness, image, statements about the Sweepstakes, and biographical information for news, publicity, information, trade, advertising, public relations, and promotional purposes. without any further compensation, notice, review, or consent. Optional verbiage for Contests: By entering this content, You represent and warrant that your entry is an original work of authorship, and does not violate any third party’s proprietary or intellectual property rights. If your entry infringes upon the intellectual property right of another, You will be disqualified at the sole discretion of Full Court Services. If the content of your entry is claimed to constitute infringement of any proprietary or intellectual proprietary rights of any third party, You shall, at your sole expense, defend or settle against such claims. You shall indemnify, defend, and hold harmless Full Court Services from and against any suit, proceeding, claims, liability, loss, damage, costs or expense, which Full Court Services may incur, suffer, or be required to pay arising out of such infringement or suspected infringement of any third party’s right.

9. Terms & Conditions: Full Court Services reserves the right, in its sole discretion, to cancel, terminate, modify or suspend the Sweepstakes should virus, bug, non-authorized human intervention, fraud, or other cause beyond Full Court Services’ control corrupt or affect the administration, security, fairness, or proper conduct of the Sweepstakes. In such case, Full Court Services may select the Winner from all eligible entries received prior to and/or after (if appropriate) the action taken by Full Court Services. Full Court Services reserves the right, in its sole discretion, to disqualify any individual who tampers or attempts to tamper with the entry process or the operation of the Sweepstakes or website or violates these Terms & Conditions. Full Court Services has the right, in its sole discretion, to maintain the integrity of the Sweepstakes, to void votes for any reason, including, but not limited to: multiple entries from the same user from different IP addresses; multiple entries from the same computer in excess of that allowed by Sweepstakes rules; or the use of bots, macros, scripts, or other technical means for entering. Any attempt by an entrant to deliberately damage any website or undermine the legitimate operation of the Sweepstakes may be a violation of criminal and civil laws. Should such attempt be made, Full Court Services reserves the right to seek damages to the fullest extent permitted by law.

10. Limitation of Liability: By entering, You agree to release and hold harmless Full Court Services and its subsidiaries, affiliates, advertising and promotion agencies, partners, representatives, agents, successors, assigns, employees, officers, and directors from any liability, illness, injury, death, loss, litigation, claim, or damage that may occur, directly or indirectly, whether caused by negligence or not, from: (i) such entrant’s participation in the Sweepstakes and/or his/her acceptance, possession, use, or misuse of any prize or any portion thereof; (ii) technical failures of any kind, including but not limited to the malfunction of any computer, cable, network, hardware, or software, or other mechanical equipment; (iii) the unavailability or inaccessibility of any transmissions, telephone, or Internet service; (iv) unauthorized human intervention in any part of the entry process or the Promotion; (v) electronic or human error in the administration of the Promotion or the processing of entries.

11. Disputes: THIS SWEEPSTAKES IS GOVERNED BY THE LAWS OF USA AND IL, WITHOUT RESPECT TO CONFLICT OF LAW DOCTRINES. As a condition of participating in this Sweepstakes, participant agrees that any and all disputes that cannot be resolved between the parties, and causes of action arising out of or connected with this Sweepstakes, shall be resolved individually, without resort to any form of class action, exclusively before a court located in IL having jurisdiction. Further, in any such dispute, under no circumstances shall participant be permitted to obtain awards for, and hereby waives all rights to, punitive, incidental, or consequential damages, including reasonable attorney’s fees, other than participant’s actual out-of-pocket expenses (i.e. costs associated with entering this Sweepstakes). Participant further waives all rights to have damages multiplied or increased.

12. Sponsor: The Sponsor of the Sweepstakes is Full Court Services.

13. By participating in the contest, You, the Contestant, have affirmatively reviewed, accepted, and agreed to all of the Official Rules & Regulations.

NO PURCHASE IS NECESSARY TO ENTER OR WIN. A PURCHASE DOES NOT INCREASE THE CHANCES OF WINNING.

1. Eligibility: This Sweepstakes is open only to those who are 18 as of the date of entry. The Sweepstakes is only open to legal residents of Illinois, Indiana, Florida, and is void where prohibited by law. Employees of Full Court Services, its affiliates, subsidiaries, advertising and promotion agencies, and suppliers, (collectively the “Employees”), and immediate family members and/or those living in the same household of Employees are not eligible to participate in the Sweepstakes. The Sweepstakes is subject to all applicable federal, state, and local laws and regulations. Void where prohibited.

2. Agreement to Rules: By participating, the Contestant (“You”) agree to be fully unconditionally bound by these Rules, and You represent and warrant that You meet the eligibility requirements. In addition, You agree to accept the decisions of Full Court Services as final and binding as it relates to the content of this Sweepstakes.

3. Sweepstakes Period: Entries will be accepted online starting October 2, 2017 at 1:00 pm (CDT) and ending on October 9, 2017. All online entries must be received by 1:00 pm (CDT) on October 9, 201.

4. How to Enter: The Sweepstakes must be entered by “liking” the sweepstakes Facebook post. The original post can be found pinned at https://www.facebook.com/danteroysterfinancialservices/. The entry must fulfill all Sweepstakes requirements, as specified, to be eligible to win a prize. You may not enter more times than indicated by using multiple email addresses, identities, or devices in an attempt to circumvent the rules. If You use fraudulent methods or otherwise attempt to circumvent the rules, your submission may be removed from eligibility at the sole discretion of Full Court Services.

5. Prizes: The Winner(s) of the Sweepstakes (the “Winner”) will receive 1 lot of Land of Nod Fresh Start Hand Towels (White). Actual/appraised value may differ at time of prize award. The specifics of the prize shall be solely determined by Full Court Services. No cash or other prize substitution shall be permitted except at Full Court Services discretion. The prize is nontransferable. Any and all prize-related expenses, including without limitation any and all federal, state, and/or local taxes, shall be the sole responsibility of Winner. No substitution of prize or transfer/assignment of prize to others or request for the cash equivalent by Winner is permitted. Acceptance of prize constitutes permission for Full Court Services to use Winner’s name, likeness, and entry for purposes of advertising and trade without further compensation, unless prohibited by law.

6. Odds: The odds of winning depend on the number of eligible entries received.

7. Winner Selection and Notification: Winner will be selected by random drawing under the supervision of Full Court Services on October 8, 2017. Winner will be notified by FB message on October 9, 2017 and will have 48 hours to respond. Full Court Services shall have no liability for Winner’s failure to receive notices due to spam, junk e-mail or other security settings or for Winner’s provision of incorrect or otherwise non-functioning contact information. If Winner cannot be contacted, is ineligible, fails to claim the prize within 2 days from the time award notification was sent, the prize may be forfeited and an alternate Winner selected. Receipt by Winner of the prize offered in this Sweepstakes is conditioned upon compliance with any and all federal, state, and local laws and regulations. Once prize is received by Winner, the Winner will take a photo of him or herself with said prize and email or text photo to the stated in the winner’s instructions.  ANY VIOLATION OF THESE OFFICIAL RULES BY WINNER (AT FULL COURT SERVICES‘ SOLE DISCRETION) WILL RESULT IN WINNER’S DISQUALIFICATION AS WINNER OF THE SWEEPSTAKES, AND ALL PRIVILEGES AS WINNER WILL BE IMMEDIATELY TERMINATED.

8. Rights Granted by You: By entering this content (e.g., photo, video, text, etc.), You understand and agree that Full Court Services, anyone acting on behalf of Full Court Services, and Full Court Services’ licensees, successors, and assigns, shall have the right, where permitted by law, to print, publish, broadcast, distribute, and use in any media now known or hereafter developed, in perpetuity and throughout the World, without limitation, your entry, name, portrait, picture, voice, likeness, image, statements about the Sweepstakes, and biographical information for news, publicity, information, trade, advertising, public relations, and promotional purposes. without any further compensation, notice, review, or consent. Optional verbiage for Contests: By entering this content, You represent and warrant that your entry is an original work of authorship, and does not violate any third party’s proprietary or intellectual property rights. If your entry infringes upon the intellectual property right of another, You will be disqualified at the sole discretion of Full Court Services. If the content of your entry is claimed to constitute infringement of any proprietary or intellectual proprietary rights of any third party, You shall, at your sole expense, defend or settle against such claims. You shall indemnify, defend, and hold harmless Full Court Services from and against any suit, proceeding, claims, liability, loss, damage, costs or expense, which Full Court Services may incur, suffer, or be required to pay arising out of such infringement or suspected infringement of any third party’s right.

9. Terms & Conditions: Full Court Services reserves the right, in its sole discretion, to cancel, terminate, modify or suspend the Sweepstakes should virus, bug, non-authorized human intervention, fraud, or other cause beyond Full Court Services’ control corrupt or affect the administration, security, fairness, or proper conduct of the Sweepstakes. In such case, Full Court Services may select the Winner from all eligible entries received prior to and/or after (if appropriate) the action taken by Full Court Services. Full Court Services reserves the right, in its sole discretion, to disqualify any individual who tampers or attempts to tamper with the entry process or the operation of the Sweepstakes or website or violates these Terms & Conditions. Full Court Services has the right, in its sole discretion, to maintain the integrity of the Sweepstakes, to void votes for any reason, including, but not limited to: multiple entries from the same user from different IP addresses; multiple entries from the same computer in excess of that allowed by Sweepstakes rules; or the use of bots, macros, scripts, or other technical means for entering. Any attempt by an entrant to deliberately damage any website or undermine the legitimate operation of the Sweepstakes may be a violation of criminal and civil laws. Should such attempt be made, Full Court Services reserves the right to seek damages to the fullest extent permitted by law.

10. Limitation of Liability: By entering, You agree to release and hold harmless Full Court Services and its subsidiaries, affiliates, advertising and promotion agencies, partners, representatives, agents, successors, assigns, employees, officers, and directors from any liability, illness, injury, death, loss, litigation, claim, or damage that may occur, directly or indirectly, whether caused by negligence or not, from: (i) such entrant’s participation in the Sweepstakes and/or his/her acceptance, possession, use, or misuse of any prize or any portion thereof; (ii) technical failures of any kind, including but not limited to the malfunction of any computer, cable, network, hardware, or software, or other mechanical equipment; (iii) the unavailability or inaccessibility of any transmissions, telephone, or Internet service; (iv) unauthorized human intervention in any part of the entry process or the Promotion; (v) electronic or human error in the administration of the Promotion or the processing of entries.

11. Disputes: THIS SWEEPSTAKES IS GOVERNED BY THE LAWS OF USA AND IL, WITHOUT RESPECT TO CONFLICT OF LAW DOCTRINES. As a condition of participating in this Sweepstakes, participant agrees that any and all disputes that cannot be resolved between the parties, and causes of action arising out of or connected with this Sweepstakes, shall be resolved individually, without resort to any form of class action, exclusively before a court located in IL having jurisdiction. Further, in any such dispute, under no circumstances shall participant be permitted to obtain awards for, and hereby waives all rights to, punitive, incidental, or consequential damages, including reasonable attorney’s fees, other than participant’s actual out-of-pocket expenses (i.e. costs associated with entering this Sweepstakes). Participant further waives all rights to have damages multiplied or increased.

12. Privacy Policy: Information submitted with an entry is subject to the Privacy Policy stated on the Full Court Services website.

13. Sponsor: The Sponsor of the Sweepstakes is Full Court Services.

14. Facebook: If you use Facebook to communicate or administer a contest or sweepstakes, include the following: The Sweepstakes hosted by Full Court Services is in no way sponsored, endorsed, administered by, or associated with Facebook.

15. By participating in the contest, You, the Contestant, have affirmatively reviewed, accepted, and agreed to all of the Official Rules & Regulations.

NO PURCHASE IS NECESSARY TO ENTER OR WIN. A PURCHASE DOES NOT INCREASE THE CHANCES OF WINNING.

1. Eligibility: This Sweepstakes is open only to those who are 18 as of the date of entry. The Sweepstakes is only open to legal residents of Illinois, Indiana, Florida, and is void where prohibited by law. Employees of Full Court Services, its affiliates, subsidiaries, advertising and promotion agencies, and suppliers, (collectively the “Employees”), and immediate family members and/or those living in the same household of Employees are not eligible to participate in the Sweepstakes. The Sweepstakes is subject to all applicable federal, state, and local laws and regulations. Void where prohibited.

2. Agreement to Rules: By participating, the Contestant (“You”) agree to be fully unconditionally bound by these Rules, and You represent and warrant that You meet the eligibility requirements. In addition, You agree to accept the decisions of Full Court Services as final and binding as it relates to the content of this Sweepstakes.

3. Sweepstakes Period: Entries will be accepted online starting September 1, 2017 at 2:00 pm (CDT) and ending on September 6, 2017. All online entries must be received by 2:00 pm (CDT) on September 6, 201.

4. How to Enter: The Sweepstakes must be entered by “liking” the sweepstakes Facebook post. The original post can be found pinned at https://www.facebook.com/danteroysterfinancialservices/. The entry must fulfill all Sweepstakes requirements, as specified, to be eligible to win a prize. You may not enter more times than indicated by using multiple email addresses, identities, or devices in an attempt to circumvent the rules. If You use fraudulent methods or otherwise attempt to circumvent the rules, your submission may be removed from eligibility at the sole discretion of Full Court Services.

5. Prizes: The Winner(s) of the Sweepstakes (the “Winner”) will receive a Target brand room essentials cart (turquoise finish/powder coated steel frame/four caster w/two locking/assembly required/hardware included). Actual/appraised value may differ at time of prize award. The specifics of the prize shall be solely determined by Full Court Services. No cash or other prize substitution shall be permitted except at Full Court Services discretion. The prize is nontransferable. Any and all prize-related expenses, including without limitation any and all federal, state, and/or local taxes, shall be the sole responsibility of Winner. No substitution of prize or transfer/assignment of prize to others or request for the cash equivalent by Winner is permitted. Acceptance of prize constitutes permission for Full Court Services to use Winner’s name, likeness, and entry for purposes of advertising and trade without further compensation, unless prohibited by law.

6. Odds: The odds of winning depend on the number of eligible entries received.

7. Winner Selection and Notification: Winner will be selected by random drawing under the supervision of Full Court Services on September 8, 2017. Winner will be notified by FB message on September 8, 2017 and will have 48 hours to respond. Full Court Services shall have no liability for Winner’s failure to receive notices due to spam, junk e-mail or other security settings or for Winner’s provision of incorrect or otherwise non-functioning contact information. If Winner cannot be contacted, is ineligible, fails to claim the prize within 2 days from the time award notification was sent, the prize may be forfeited and an alternate Winner selected. Receipt by Winner of the prize offered in this Sweepstakes is conditioned upon compliance with any and all federal, state, and local laws and regulations. Once prize is received by Winner, the Winner will take a photo of him or herself with said prize and email or text photo to the stated in the winner’s instructions.  ANY VIOLATION OF THESE OFFICIAL RULES BY WINNER (AT FULL COURT SERVICES‘ SOLE DISCRETION) WILL RESULT IN WINNER’S DISQUALIFICATION AS WINNER OF THE SWEEPSTAKES, AND ALL PRIVILEGES AS WINNER WILL BE IMMEDIATELY TERMINATED.

8. Rights Granted by You: By entering this content (e.g., photo, video, text, etc.), You understand and agree that Full Court Services, anyone acting on behalf of Full Court Services, and Full Court Services’ licensees, successors, and assigns, shall have the right, where permitted by law, to print, publish, broadcast, distribute, and use in any media now known or hereafter developed, in perpetuity and throughout the World, without limitation, your entry, name, portrait, picture, voice, likeness, image, statements about the Sweepstakes, and biographical information for news, publicity, information, trade, advertising, public relations, and promotional purposes. without any further compensation, notice, review, or consent. Optional verbiage for Contests: By entering this content, You represent and warrant that your entry is an original work of authorship, and does not violate any third party’s proprietary or intellectual property rights. If your entry infringes upon the intellectual property right of another, You will be disqualified at the sole discretion of Full Court Services. If the content of your entry is claimed to constitute infringement of any proprietary or intellectual proprietary rights of any third party, You shall, at your sole expense, defend or settle against such claims. You shall indemnify, defend, and hold harmless Full Court Services from and against any suit, proceeding, claims, liability, loss, damage, costs or expense, which Full Court Services may incur, suffer, or be required to pay arising out of such infringement or suspected infringement of any third party’s right.

9. Terms & Conditions: Full Court Services reserves the right, in its sole discretion, to cancel, terminate, modify or suspend the Sweepstakes should virus, bug, non-authorized human intervention, fraud, or other cause beyond Full Court Services’ control corrupt or affect the administration, security, fairness, or proper conduct of the Sweepstakes. In such case, Full Court Services may select the Winner from all eligible entries received prior to and/or after (if appropriate) the action taken by Full Court Services. Full Court Services reserves the right, in its sole discretion, to disqualify any individual who tampers or attempts to tamper with the entry process or the operation of the Sweepstakes or website or violates these Terms & Conditions. Full Court Services has the right, in its sole discretion, to maintain the integrity of the Sweepstakes, to void votes for any reason, including, but not limited to: multiple entries from the same user from different IP addresses; multiple entries from the same computer in excess of that allowed by Sweepstakes rules; or the use of bots, macros, scripts, or other technical means for entering. Any attempt by an entrant to deliberately damage any website or undermine the legitimate operation of the Sweepstakes may be a violation of criminal and civil laws. Should such attempt be made, Full Court Services reserves the right to seek damages to the fullest extent permitted by law.

10. Limitation of Liability: By entering, You agree to release and hold harmless Full Court Services and its subsidiaries, affiliates, advertising and promotion agencies, partners, representatives, agents, successors, assigns, employees, officers, and directors from any liability, illness, injury, death, loss, litigation, claim, or damage that may occur, directly or indirectly, whether caused by negligence or not, from: (i) such entrant’s participation in the Sweepstakes and/or his/her acceptance, possession, use, or misuse of any prize or any portion thereof; (ii) technical failures of any kind, including but not limited to the malfunction of any computer, cable, network, hardware, or software, or other mechanical equipment; (iii) the unavailability or inaccessibility of any transmissions, telephone, or Internet service; (iv) unauthorized human intervention in any part of the entry process or the Promotion; (v) electronic or human error in the administration of the Promotion or the processing of entries.

11. Disputes: THIS SWEEPSTAKES IS GOVERNED BY THE LAWS OF USA AND IL, WITHOUT RESPECT TO CONFLICT OF LAW DOCTRINES. As a condition of participating in this Sweepstakes, participant agrees that any and all disputes that cannot be resolved between the parties, and causes of action arising out of or connected with this Sweepstakes, shall be resolved individually, without resort to any form of class action, exclusively before a court located in IL having jurisdiction. Further, in any such dispute, under no circumstances shall participant be permitted to obtain awards for, and hereby waives all rights to, punitive, incidental, or consequential damages, including reasonable attorney’s fees, other than participant’s actual out-of-pocket expenses (i.e. costs associated with entering this Sweepstakes). Participant further waives all rights to have damages multiplied or increased.

12. Privacy Policy: Information submitted with an entry is subject to the Privacy Policy stated on the Full Court Services website.

13. Sponsor: The Sponsor of the Sweepstakes is Full Court Services.

14. Facebook: If you use Facebook to communicate or administer a contest or sweepstakes, include the following: The Sweepstakes hosted by Full Court Services is in no way sponsored, endorsed, administered by, or associated with Facebook.

15. By participating in the contest, You, the Contestant, have affirmatively reviewed, accepted, and agreed to all of the Official Rules & Regulations.

Rules:

NO PURCHASE IS NECESSARY TO ENTER OR WIN. A PURCHASE DOES NOT INCREASE THE CHANCES OF WINNING.

1. Eligibility: This Sweepstakes is open only to those who are 18 as of the date of entry. The Sweepstakes is only open to legal residents of Illinois, Indiana, Florida, and is void where prohibited by law. Employees of Full Court Services, its affiliates, subsidiaries, advertising and promotion agencies, and suppliers, (collectively the “Employees”), and immediate family members and/or those living in the same household of Employees are not eligible to participate in the Sweepstakes. The Sweepstakes is subject to all applicable federal, state, and local laws and regulations. Void where prohibited.

2. Agreement to Rules: By participating, the Contestant (“You”) agree to be fully unconditionally bound by these Rules, and You represent and warrant that You meet the eligibility requirements. In addition, You agree to accept the decisions of Full Court Services as final and binding as it relates to the content of this Sweepstakes.

3. Sweepstakes Period: Entries will be accepted online starting July 1, 2017 at 9:00 am (CDT) and ending on July 6, 2017. All online entries must be received by 9:00 am (CDT) on July 6, 201.

4. How to Enter: The Sweepstakes must be entered by “liking” the sweepstakes Facebook post. The original post can be found pinned at https://www.facebook.com/danteroysterfinancialservices/. The entry must fulfill all Sweepstakes requirements, as specified, to be eligible to win a prize. You may not enter more times than indicated by using multiple email addresses, identities, or devices in an attempt to circumvent the rules. If You use fraudulent methods or otherwise attempt to circumvent the rules, your submission may be removed from eligibility at the sole discretion of Full Court Services.

5. Prizes: The Winner(s) of the Sweepstakes (the “Winner”) will receive 1 set of Lands End Supima® towels in Desert Khaki. Set includes 2 bath, 2 hand towels, 2 washcloths. Actual/appraised value may differ at time of prize award. The specifics of the prize shall be solely determined by Full Court Services. No cash or other prize substitution shall be permitted except at Full Court Services discretion. The prize is nontransferable. Any and all prize-related expenses, including without limitation any and all federal, state, and/or local taxes, shall be the sole responsibility of Winner. No substitution of prize or transfer/assignment of prize to others or request for the cash equivalent by Winner is permitted. Acceptance of prize constitutes permission for Full Court Services to use Winner’s name, likeness, and entry for purposes of advertising and trade without further compensation, unless prohibited by law.

6. Odds: The odds of winning depend on the number of eligible entries received.

7. Winner Selection and Notification: Winner will be selected by random drawing under the supervision of Full Court Services on August 8, 2017. Winner will be notified by email within five (5) days following selection of Winner. Full Court Services shall have no liability for Winner’s failure to receive notices due to spam, junk e-mail or other security settings or for Winner’s provision of incorrect or otherwise non-functioning contact information. If Winner cannot be contacted, is ineligible, fails to claim the prize within 30 days from the time award notification was sent, or fails to timely return a completed and executed declaration and release as required, the prize may be forfeited and an alternate Winner selected. Receipt by Winner of the prize offered in this Sweepstakes is conditioned upon compliance with any and all federal, state, and local laws and regulations. ANY VIOLATION OF THESE OFFICIAL RULES BY WINNER (AT FULL COURT SERVICES‘ SOLE DISCRETION) WILL RESULT IN WINNER’S DISQUALIFICATION AS WINNER OF THE SWEEPSTAKES, AND ALL PRIVILEGES AS WINNER WILL BE IMMEDIATELY TERMINATED.

8. Rights Granted by You: By entering this content (e.g., photo, video, text, etc.), You understand and agree that Full Court Services, anyone acting on behalf of Full Court Services, and Full Court Services’ licensees, successors, and assigns, shall have the right, where permitted by law, to print, publish, broadcast, distribute, and use in any media now known or hereafter developed, in perpetuity and throughout the World, without limitation, your entry, name, portrait, picture, voice, likeness, image, statements about the Sweepstakes, and biographical information for news, publicity, information, trade, advertising, public relations, and promotional purposes. without any further compensation, notice, review, or consent. Optional verbiage for Contests: By entering this content, You represent and warrant that your entry is an original work of authorship, and does not violate any third party’s proprietary or intellectual property rights. If your entry infringes upon the intellectual property right of another, You will be disqualified at the sole discretion of Full Court Services. If the content of your entry is claimed to constitute infringement of any proprietary or intellectual proprietary rights of any third party, You shall, at your sole expense, defend or settle against such claims. You shall indemnify, defend, and hold harmless Full Court Services from and against any suit, proceeding, claims, liability, loss, damage, costs or expense, which Full Court Services may incur, suffer, or be required to pay arising out of such infringement or suspected infringement of any third party’s right.

9. Terms & Conditions: Full Court Services reserves the right, in its sole discretion, to cancel, terminate, modify or suspend the Sweepstakes should virus, bug, non-authorized human intervention, fraud, or other cause beyond Full Court Services’ control corrupt or affect the administration, security, fairness, or proper conduct of the Sweepstakes. In such case, Full Court Services may select the Winner from all eligible entries received prior to and/or after (if appropriate) the action taken by Full Court Services. Full Court Services reserves the right, in its sole discretion, to disqualify any individual who tampers or attempts to tamper with the entry process or the operation of the Sweepstakes or website or violates these Terms & Conditions. Full Court Services has the right, in its sole discretion, to maintain the integrity of the Sweepstakes, to void votes for any reason, including, but not limited to: multiple entries from the same user from different IP addresses; multiple entries from the same computer in excess of that allowed by Sweepstakes rules; or the use of bots, macros, scripts, or other technical means for entering. Any attempt by an entrant to deliberately damage any website or undermine the legitimate operation of the Sweepstakes may be a violation of criminal and civil laws. Should such attempt be made, Full Court Services reserves the right to seek damages to the fullest extent permitted by law.

10. Limitation of Liability: By entering, You agree to release and hold harmless Full Court Services and its subsidiaries, affiliates, advertising and promotion agencies, partners, representatives, agents, successors, assigns, employees, officers, and directors from any liability, illness, injury, death, loss, litigation, claim, or damage that may occur, directly or indirectly, whether caused by negligence or not, from: (i) such entrant’s participation in the Sweepstakes and/or his/her acceptance, possession, use, or misuse of any prize or any portion thereof; (ii) technical failures of any kind, including but not limited to the malfunction of any computer, cable, network, hardware, or software, or other mechanical equipment; (iii) the unavailability or inaccessibility of any transmissions, telephone, or Internet service; (iv) unauthorized human intervention in any part of the entry process or the Promotion; (v) electronic or human error in the administration of the Promotion or the processing of entries.

11. Disputes: THIS SWEEPSTAKES IS GOVERNED BY THE LAWS OF USA AND IL, WITHOUT RESPECT TO CONFLICT OF LAW DOCTRINES. As a condition of participating in this Sweepstakes, participant agrees that any and all disputes that cannot be resolved between the parties, and causes of action arising out of or connected with this Sweepstakes, shall be resolved individually, without resort to any form of class action, exclusively before a court located in IL having jurisdiction. Further, in any such dispute, under no circumstances shall participant be permitted to obtain awards for, and hereby waives all rights to, punitive, incidental, or consequential damages, including reasonable attorney’s fees, other than participant’s actual out-of-pocket expenses (i.e. costs associated with entering this Sweepstakes). Participant further waives all rights to have damages multiplied or increased.

12. Privacy Policy: Information submitted with an entry is subject to the Privacy Policy stated on the Full Court Services website.

13. Sponsor: The Sponsor of the Sweepstakes is Full Court Services.

14. Facebook: If you use Facebook to communicate or administer a contest or sweepstakes, include the following: The Sweepstakes hosted by Full Court Services is in no way sponsored, endorsed, administered by, or associated with Facebook.

15. By participating in the contest, You, the Contestant, have affirmatively reviewed, accepted, and agreed to all of the Official Rules & Regulations.

Rules: 

NO PURCHASE IS NECESSARY TO ENTER OR WIN. A PURCHASE DOES NOT INCREASE THE CHANCES OF WINNING.

1. Eligibility: This Sweepstakes is open only to those who are 18 as of the date of entry. The Sweepstakes is only open to legal residents of Illinois, Indiana, Florida, and is void where prohibited by law. Employees of Full Court Services, its affiliates, subsidiaries, advertising and promotion agencies, and suppliers, (collectively the “Employees”), and immediate family members and/or those living in the same household of Employees are not eligible to participate in the Sweepstakes. The Sweepstakes is subject to all applicable federal, state, and local laws and regulations. Void where prohibited.

2. Agreement to Rules: By participating, the Contestant (“You”) agree to be fully unconditionally bound by these Rules, and You represent and warrant that You meet the eligibility requirements. In addition, You agree to accept the decisions of Full Court Services as final and binding as it relates to the content of this Sweepstakes.

3. Sweepstakes Period: Entries will be accepted online starting July 1, 2017 and ending on July 5, 2017. All online entries must be received by July 5, 201.

4. How to Enter: The Sweepstakes must be entered by “liking” the sweepstakes Facebook post. The original post can be found pinned at https://www.facebook.com/danteroysterfinancialservices/. The entry must fulfill all Sweepstakes requirements, as specified, to be eligible to win a prize. You may not enter more times than indicated by using multiple email addresses, identities, or devices in an attempt to circumvent the rules. If You use fraudulent methods or otherwise attempt to circumvent the rules, your submission may be removed from eligibility at the sole discretion of Full Court Services.

5. Prizes: The Winner(s) of the Sweepstakes (the “Winner”) will receive a Ryobi. Actual/appraised value may differ at time of prize award. The specifics of the prize shall be solely determined by Full Court Services. No cash or other prize substitution shall be permitted except at Full Court Services discretion. The prize is nontransferable. Any and all prize-related expenses, including without limitation any and all federal, state, and/or local taxes, shall be the sole responsibility of Winner. No substitution of prize or transfer/assignment of prize to others or request for the cash equivalent by Winner is permitted. Acceptance of prize constitutes permission for Full Court Services to use Winner’s name, likeness, and entry for purposes of advertising and trade without further compensation, unless prohibited by law.

6. Odds: The odds of winning depend on the number of eligible entries received.

7. Winner Selection and Notification: Winner will be selected by random drawing under the supervision of Full Court Services on July 7, 2017. Winner will be notified by email within five (5) days following selection of Winner. Full Court Services shall have no liability for Winner’s failure to receive notices due to spam, junk e-mail or other security settings or for Winner’s provision of incorrect or otherwise non-functioning contact information. If Winner cannot be contacted, is ineligible, fails to claim the prize within 30 days from the time award notification was sent, or fails to timely return a completed and executed declaration and release as required, the prize may be forfeited and an alternate Winner selected. Receipt by Winner of the prize offered in this Sweepstakes is conditioned upon compliance with any and all federal, state, and local laws and regulations. ANY VIOLATION OF THESE OFFICIAL RULES BY WINNER (AT FULL COURT SERVICES‘ SOLE DISCRETION) WILL RESULT IN WINNER’S DISQUALIFICATION AS WINNER OF THE SWEEPSTAKES, AND ALL PRIVILEGES AS WINNER WILL BE IMMEDIATELY TERMINATED.

8. Rights Granted by You: By entering this content (e.g., photo, video, text, etc.), You understand and agree that Full Court Services, anyone acting on behalf of Full Court Services, and Full Court Services’ licensees, successors, and assigns, shall have the right, where permitted by law, to print, publish, broadcast, distribute, and use in any media now known or hereafter developed, in perpetuity and throughout the World, without limitation, your entry, name, portrait, picture, voice, likeness, image, statements about the Sweepstakes, and biographical information for news, publicity, information, trade, advertising, public relations, and promotional purposes. without any further compensation, notice, review, or consent. Optional verbiage for Contests: By entering this content, You represent and warrant that your entry is an original work of authorship, and does not violate any third party’s proprietary or intellectual property rights. If your entry infringes upon the intellectual property right of another, You will be disqualified at the sole discretion of Full Court Services. If the content of your entry is claimed to constitute infringement of any proprietary or intellectual proprietary rights of any third party, You shall, at your sole expense, defend or settle against such claims. You shall indemnify, defend, and hold harmless Full Court Services from and against any suit, proceeding, claims, liability, loss, damage, costs or expense, which Full Court Services may incur, suffer, or be required to pay arising out of such infringement or suspected infringement of any third party’s right.

9. Terms & Conditions: Full Court Services reserves the right, in its sole discretion, to cancel, terminate, modify or suspend the Sweepstakes should virus, bug, non-authorized human intervention, fraud, or other cause beyond Full Court Services’ control corrupt or affect the administration, security, fairness, or proper conduct of the Sweepstakes. In such case, Full Court Services may select the Winner from all eligible entries received prior to and/or after (if appropriate) the action taken by Full Court Services. Full Court Services reserves the right, in its sole discretion, to disqualify any individual who tampers or attempts to tamper with the entry process or the operation of the Sweepstakes or website or violates these Terms & Conditions. Full Court Services has the right, in its sole discretion, to maintain the integrity of the Sweepstakes, to void votes for any reason, including, but not limited to: multiple entries from the same user from different IP addresses; multiple entries from the same computer in excess of that allowed by Sweepstakes rules; or the use of bots, macros, scripts, or other technical means for entering. Any attempt by an entrant to deliberately damage any website or undermine the legitimate operation of the Sweepstakes may be a violation of criminal and civil laws. Should such attempt be made, Full Court Services reserves the right to seek damages to the fullest extent permitted by law.

10. Limitation of Liability: By entering, You agree to release and hold harmless Full Court Services and its subsidiaries, affiliates, advertising and promotion agencies, partners, representatives, agents, successors, assigns, employees, officers, and directors from any liability, illness, injury, death, loss, litigation, claim, or damage that may occur, directly or indirectly, whether caused by negligence or not, from: (i) such entrant’s participation in the Sweepstakes and/or his/her acceptance, possession, use, or misuse of any prize or any portion thereof; (ii) technical failures of any kind, including but not limited to the malfunction of any computer, cable, network, hardware, or software, or other mechanical equipment; (iii) the unavailability or inaccessibility of any transmissions, telephone, or Internet service; (iv) unauthorized human intervention in any part of the entry process or the Promotion; (v) electronic or human error in the administration of the Promotion or the processing of entries.

11. Disputes: THIS SWEEPSTAKES IS GOVERNED BY THE LAWS OF USA AND IL, WITHOUT RESPECT TO CONFLICT OF LAW DOCTRINES. As a condition of participating in this Sweepstakes, participant agrees that any and all disputes that cannot be resolved between the parties, and causes of action arising out of or connected with this Sweepstakes, shall be resolved individually, without resort to any form of class action, exclusively before a court located in IL having jurisdiction. Further, in any such dispute, under no circumstances shall participant be permitted to obtain awards for, and hereby waives all rights to, punitive, incidental, or consequential damages, including reasonable attorney’s fees, other than participant’s actual out-of-pocket expenses (i.e. costs associated with entering this Sweepstakes). Participant further waives all rights to have damages multiplied or increased.

12. Privacy Policy: Information submitted with an entry is subject to the Privacy Policy stated on the Full Court Services website.

13. Sponsor: The Sponsor of the Sweepstakes is Full Court Services.

14. Facebook: If you use Facebook to communicate or administer a contest or sweepstakes, include the following: The Sweepstakes hosted by Full Court Services is in no way sponsored, endorsed, administered by, or associated with Facebook.

15. By participating in the contest, You, the Contestant, have affirmatively reviewed, accepted, and agreed to all of the Official Rules & Regulations.