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Check your credit score and pay down any debt you can. Don't create any new debt. -E.C.


Be patient as it can be a long and tedious process. -O.W.


You may be able to afford it sooner than you think. -A.A.


Have a lot of money put  to the side but not stress about the final numbers to bring to the actual closing. -L.A.


Make sure you have a reliable team (realtor, attorney, mortgage broker). -E.H.


Feel free to look around more and not rush - you have to find the right one for you (goes even for the parties you work with). -Anon.


Do your research on loan type and buying from HUD. -Anon.


Good credit is paramount. - J.L.


Do some research before starting the process. Understanding some of the terms and meaning would make the process easier. - R.H.


Get your paperwork in order. - J.B.


Call Dante Royster. My experience was great. He is very responsive and open to explaining each step of the process. - J.M.


Search around for a loan officer. Never just settle with one. - B.R.


Have a checklist for "all" documents required prior to initiating action forward. - B.C.


Become familiar with the loan process prior to pre-approval. Gather all docs such as statements, job history, etc. - T.R.